A Re-Evaluation and Test of the Distributive Effects of Usury Ceilings and the Role of the Customer Relationship in Usury Theory

The general purpose of this study is to define and correct three serious flaws in the existing literature concerning usury ceilings. These flaws are: (1) a serious misapplication of the role of the customer relationship as posited by Hodgman and Kane and Malkiel, (2) an oversimplification of the distributive effects of usury ceilings, and (3) a general lack of sound empirical testing of conclusions in the theory surrounding the use of contract terms to circumvent ceilings.

Name thesis:degree_name

Ph.D.

Level thesis:degree_level

Dissertation

Discipline thesis:degree_discipline

Economics

Grantor

University of Illinois at Urbana-Champaign

Year dc:date

2014

Author dc:creator

• Whitaker, Andrew L.

Contributors dc:contributor

• Sprenkle, Case M.,

• Economics, Finance
• Business Administration, Banking

Identifier

(UMI)AAI8908887

OAI identifier oai:identifier

oai:www.ideals.illinois.edu:2142/72414