A Re-Evaluation and Test of the Distributive Effects of Usury Ceilings and the Role of the Customer Relationship in Usury Theory
The general purpose of this study is to define and correct three serious flaws in the existing literature concerning usury ceilings. These flaws are: (1) a serious misapplication of the role of the customer relationship as posited by Hodgman and Kane and Malkiel, (2) an oversimplification of the distributive effects of usury ceilings, and (3) a general lack of sound empirical testing of conclusions in the theory surrounding the use of contract terms to circumvent ceilings.
Economics, Finance, Business Administration, Banking
University of Illinois - Urbana-Champaign
Networked Digital Library of Theses and Dissertations
University of Illinois at Urbana-Champaign