A Re-Evaluation and Test of the Distributive Effects of Usury Ceilings and the Role of the Customer Relationship in Usury Theory
type: CreativeWork
description: The general purpose of this study is to define and correct three serious flaws in the existing literature concerning usury ceilings. These flaws are: (1) a serious misapplication of the role of the customer relationship as posited by Hodgman and Kane and Malkiel, (2) an oversimplification of the distributive effects of usury ceilings, and (3) a general lack of sound empirical testing of conclusions in the theory surrounding the use of contract terms to circumvent ceilings.
abstract: The general purpose of this study is to define and correct three serious flaws in the existing literature concerning usury ceilings. These flaws are: (1) a serious misapplication of the role of the customer relationship as posited by Hodgman and Kane and Malkiel, (2) an oversimplification of the distributive effects of usury ceilings, and (3) a general lack of sound empirical testing of conclusions in the theory surrounding the use of contract terms to circumvent ceilings.
author: Whitaker, Andrew L.
keywords: Economics, Finance, Business Administration, Banking
date published: 2014-12-17T22:25:55Z
date modified: 2026-07-22T22:26:06Z
provider: University of Illinois - Urbana-Champaign
publisher: Networked Digital Library of Theses and Dissertations
type: WebPage
source organization: University of Illinois at Urbana-Champaign

PropertyValue
property ID: Handle
value: http://hdl.handle.net/2142/72414