Bank Profitability, Competition, Efficiency and Specialization in Rural Banking Markets

Major findings of this study are: (1) higher degrees of specialization do not contribute to bank profitability; (2) market structure does not influence the degree of bank specialization; (3) market power resulting from the greater market share of a bank is a direct source of higher profitability; (4) firm-level inefficiency is an important source of declining profits; (5) banks specializing in rural business loans show higher profitability; (6) individual bank profitability is strongly affected by the market profitability.

Name thesis:degree_name

Ph.D.

Level thesis:degree_level

Dissertation

Discipline thesis:degree_discipline

Agricultural Economics

Grantor

University of Illinois at Urbana-Champaign

Year dc:date

2015

Author dc:creator

• Lee, Sunjong

Contributors dc:contributor

• Paul N. Ellinger

• Economics, Agricultural

Language dc:language

eng

Identifier

(MiAaPQ)AAI3070362

OAI identifier oai:identifier

oai:www.ideals.illinois.edu:2142/82962