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Southern Illinois University

Bank Certification Effect on CEO Compensation

Abstract

dc:description.abstract

Contrary to other forms of outside financing, the announcement of a bank loan agreement prompts a positive and significant market return. Throughout the literature, bank loans are deemed special and unique due to multiple benefits accruing to bank borrowers. The short-term positive market reaction is however inconsistent with the long-term underperformance of borrowing firms (Billet et al., 2006). We find that unlike shareholders, CEOs gain from the bank loan relation over the long-term. Specifically, we find that bank loan agreement elicits a significant increase in total compensation through an increase in non-performance based compensation components such as salary, bonus and other compensation. We also notice a smaller proportion of pay-at-risk. Additional results indicate that bank loan agreement significantly reduces the probability of CEO turnover in the subsequent year, and no change in the probability of CEO turnover in the three years following the loan. Generally, the results suggest that subsequent to a major bank loan, CEOs seem to gain enough influence to shield their compensation from the firm's underperformance and to secure employment. In particular, this evidence supports the "uniqueness" of bank loan relations.

Degree

thesis:*
Name thesis:degree_name
Doctor of Philosophy
Level thesis:degree_level
Campus Only Dissertation
Discipline thesis:degree_discipline
Business Administration
Year
2010

Author and committee

dc:creator, dc:contributor.*
Author dc:creator
  • Khayati, Amine
Contributors dc:contributor
  • Davidson, Wallace

Subjects

dc:subject × 2

Identifiers

dc:identifier.*
Repository record dc:identifier
https://opensiuc.lib.siu.edu/dissertations/174
OAI identifier oai:identifier
oai:opensiuc.lib.siu.edu:dissertations-1174

Chain of custody

source
Harvested from
Southern Illinois University
Base URL
opensiuc.lib.siu.edu/do/oai/
Last updated
2026-07-24
Source record
OAI-PMH GetRecord
citation

Khayati, Amine. Bank Certification Effect on CEO Compensation. Campus Only Dissertation thesis, 2010. https://opensiuc.lib.siu.edu/dissertations/174