Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 47 for “"Microcredit"”.
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Microcredit and Savings
… It extends small collateral-free loans, known as microcredit (or microfinance in broader terms), to group of poor borrowers in order that they may engage in income generating activities. Conventional banks usually do not consider the poor as bankable due to a lack of collateral and the incidence …
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Microcredit client risk profiling
Analysis of new and renewing microborrower risk behaviors at the Mexican microfinance institution FinComun shows that risk behavior can be predicted. The range of risk behaviors analyzed include: incidence of late payments, maximum number of weeks in arrears, and default. Males generally exhibited …
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Microcredit Programs and Evaluation of Women's Success
Microcredit programs are of great interest to economists and policymakers because of their potential for reducing poverty, particularly among women. The first chapter mainly investigates the effectiveness aspect of microcredit programs. Using program evaluation methods, we find significant …
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The Lebanese schism? : understanding localities of microcredit, poverty, and politics
… and implementation norms. The present microcredit industry in Lebanon offers an authoritative space for practitioners to explore a differing microcredit model as implemented by a Hezbollah affiliated NGO, Al Qard Al Hassan Association. As one of the oldest and largest microcredit …
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Microcredit Regulation in South Africa: A Comparative Study of the Law in Context
… I shall highlight the shortcomings of the microcredit regulations in the NCA to develop proposals that ensure that the microfinance regulatory framework is not only made sensible on paper but in practice. Furthermore, it is hoped that these proposals will reflect a prosperous reality for …
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Why are microcredit interest rates in sub-Saharan Africa so persistently high? Testing the predictions of theoretical models
… the factors that influence the persistently high microcredit interest rates in SSA; it does so by utilising a panel dataset assembled from the Microfinance Information eXchange (MIX) market, the Heritage Foundation, and the World Bank, covering the period 2003 to 2011. Secondly, this study …
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Comparative assessment of matching grants and microcredit interventions in improving livelihood of peasant farmer in Mazabuka District, Zambia
… two financing model i.e. matching grants and microcredit in order to know which model has greater impact in improving livelihoods of peasant farmers so that it can be advocated for as a model best suited to fund peasant farmers. The respondents for the study are peasant farmers who have …
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Assessing the Effectiveness of the Microcredit and Integrated Asset Building as a Social Approach to Poverty Reduction in Kinshasa, Democratic Republic of Congo
… population. This study looks the role of microcredits, which has received increasing attention as a means to combat poverty. The advent of neoliberalism led to advances in autonomous markets, commodification, market-led growth, and the dissolution of the Keynesian welfare state. …
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Impact of migration costs, microcredit, and remittances on cross-border labour migration decisions: Evidence from a Cambodian household survey
… Chapter 3 in this thesis, investigates the microcredit-migration linkage through the lens of South–South Migration (SSM). Evidence from the literature evaluating the linkage between microcredit and migration is ambiguous. This chapter analyses the effect of microcredit on labour migration …
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Examining the Determinants of Financial and Operational Sustainability of Microfinance Institutions in Ghana
… (MFIs) in Ghana, with particular emphasis on microcredit pricing as a moderating factor in the hypothesized relationships, drawing on a sample of 270 MFIs. The first determinant involves financial factors, encompassing some key elements of capital structure, specifically capitalization, …
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The impact of Microcredit Finance in the Performance of Small and Media Business Enterprises: A Case Study of Temeke Municipality
This study discusses the impact of Microcredit in the performance of Small and Medium Scale Enterprises (SMEs) in Temeke Municipality Dar es salaam Tanzania. The study has the following objectives: To assess the impact of MFIs loan in the business expansion of SMEs, to assess whether or not MFIs …
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Impacts of Lutheran Church Microcredit Loans on Borrowers in Northern Tanzania: A Case Study of Building A Caring Community Project
… of this study was to assess impact of BCC microcredit program on livelihood improvement of the respondent households. Specifically the study evaluated the client’s changes of livelihood on income, food adequacy, assets, capital, health and education and to assess factors that influence the …
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Developing a macro- and micro-metrics package for microfinance institutions
… of measures, or metrics, that can be used by microcredit programs and institutions to gauge their success as financial institutions, as well as their broader societal impact as welfare organizations. What was learned is that microcredit organizations, unlike more traditional financial …
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The impact of microfinance on agriculture productivity: a case study of smallholder maize farmers of Namwala district in Zambia.
… focus of this study was to explore the impact of microcredit on agriculture productivity based on the setup of smallholder maize farmers of Namwala district. The paper employed a mixed method approach. The sample size that was used in the study was hundred (141) respondents comprising of 70 …
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The impact of microfinance on agriculture productivity: a case study of smallholder maize farmers of Namwala district in Zambia.
… focus of this study was to explore the impact of microcredit on agriculture productivity based on the setup of smallholder maize farmers of Namwala district. The paper employed a mixed method approach. The sample size that was used in the study was hundred (141) respondents comprising of 70 …
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The impact of microfinance on the growth of micro, small and medium enterprises in Namibia
… research indicated that a combination of loan (microcredit) and training as well as the number of years that the business has been in existence had a significant impact of productivity (proxy for growth). Consequently, microcredit as a main variable did not significantly contribute to MSMEs …
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An investigation of poor women's micropreneurship and their experiences of microfinance in rural south-east Nigeria.
… not economic maximisation. In their opinion, microcredit is debt and presents a great risk with terrible consequences. The practicalities of their reality means that the potential benefits that microcredit could present may be easily swallowed by its perceived dangers. This is because the …
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Subsistência de jovens empreendedores no mercado de trabalho: um estudo de caso do Empreender JP
… and motives leadind to entrepreneurship. Microcredit is a modality of funding for low values, so it is only offered to micro and small enterprises, are framing this study, which seeks to understand the relationship between entrepreneurship, microfinance, youth and public administration, …
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Rural Women in Bangladesh : The Legal Status of Women and the Relationship between NGOs and Religious Groups
… women and girls, family planning and health, and microcredit to the poor. As a Muslim country it has strong patriarchal social norms and cultural legacies that are predominantly derived from Hinduism. In general, most of the population is religious and devoted to a life of piety. On the one hand, …
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