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Washington University in St. Louis

Saving by Lumbee Indians: Toward a theory of financial practices from yesterday and today

Abstract

dc:description.abstract

This dissertation is designed to gain insight into the motivations, values, practices, and norms of saving in American Indian tribal communities, specifically the Lumbee Tribe of North Carolina. How Lumbee adults living in the community save financial resources, what they are saving for, and how those resources are spent are examined. Further, intergenerational messages on this topic are investigated. The main research question is what explains saving and building financial assets by Lumbee Indians? The aim is to identify common experiences in American Indian households that can inform a grounded theory of saving for this population.Grounded theory is used to identify constructs and develop a theory of saving for the Lumbee Indians. The study utilizes Talking Circles (a traditional form of tribal group sharing similar to focus groups) to elicit American Indian views and experiences on this topic. A supplemental survey is administered to Talking Circle participants. The intent is that this research provides valuable information to policy makers, practitioners, and tribal leaders regarding how saving is (or is not) practiced by the Lumbee, to inform programs and policies designed to facilitate saving and building financial resources.

Degree

thesis:*
Name thesis:degree_name
Doctor of Philosophy (PhD)
Level thesis:degree_level
Dissertation
Discipline thesis:degree_discipline
Social Work
Year dc:date.available
2015

Author and committee

dc:creator, dc:contributor.*
Author dc:creator
  • Hertel, Amy Locklear
Contributors dc:contributor
  • Michael Sherraden
  • Molly Tovar, Carolyn Lesorogol, Vetta Sanders Thompson, Bret Gustafson, David Patterson

Subjects

dc:subject × 7

Rights

dc:rights
Statement dc:rights
  • I have not registered my thesis with the U.S. Copyright Office, and do not intend to.
Language dc:language
English (en)

Identifiers

dc:identifier.*
OAI identifier oai:identifier
oai:openscholarship.wustl.edu:art_sci_etds-1465

Chain of custody

source
Harvested from
Washington University in St. Louis
Base URL
openscholarship.wustl.edu/do/oai/
Last updated
2026-07-24
Source record
OAI-PMH GetRecord
citation

Hertel, Amy Locklear. Saving by Lumbee Indians: Toward a theory of financial practices from yesterday and today. Dissertation thesis, 2015. https://doi.org/10.7936/K7WH2N5B