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Wichita State University

Financial stress: How older adults' health is affected

Abstract

This study investigated the impact financial stress has on the quality of older adults' physical and mental health. Current economic trends and rapidly aging populations give rise to a number of possibilities for aging adults. Furthermore, older adults often face circumstances that contribute to higher stress levels and lead to experiencing the negative effects of stress, however the specific effects of financial stress are rather unknown by researchers. 201 community dwelling older adults responded to the 53-item questionnaire. Variables examined financial stress from a personal point of view, in addition to measuring self-rated health by the Short Form Health Survey (SF-12v2). Participants completed either an internet-based survey or a face-to-face interview. The results indicated that overall there is a strong correlation between one's financial stress level and their physical and mental self-rated health. This finding suggests that managing debt stress is of importance for older adults to address. While people focus on debt elimination and management, it is also of great importance to use health-promoting strategies to reduce the stress that arises because of financial obligations. These data should be used to develop stress prevention strategies aimed at the needs of the aging population.

Author and committee

dc:creator, dc:contributor.*
Author
  • Herpolsheimer, Laura J.

Identifiers

dc:identifier.*
Identifier
hdl:10057/11596
OAI identifier oai:identifier
oai:soar.wichita.edu:10057/11596

Chain of custody

source
Harvested from
Wichita State University
Base URL
soar.wichita.edu/oai/request
Last updated
2026-07-24
Source record
OAI-PMH GetRecord
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citation

Herpolsheimer, Laura J.. Financial stress: How older adults' health is affected. 2015.