{"id":{"repo_id":"vt","oai_identifier":"oai:vtechworks.lib.vt.edu:10919/71218"},"canonical_url":"https://search.dev.ndltd.org/etd/vt/oai:vtechworks.lib.vt.edu:10919/71218","repository":{"repo_id":"vt","name":"Virginia Tech","base_url":"https://vtechworks.lib.vt.edu/oai/request"},"display":{"title":"An historical and economic analysis of insurance regulation in the United States and Virginia","abstract":"Insurance has been regulated in the United States since colonial times, albeit in many faces. This thesis summarizes the history of insurance regulation in the United States and Virginia. Special attention is given to the relationship among the insurance industry, the insurance regulator, and some aspects of the role of economic and political self interests in the development of insurance regulation. This paper also summarizes the various arguments involved in the state vs. federal controversy over regulatory control. The various methods and purposes of current rate regulation are also briefly discussed. Finally, some descriptive characteristics of insurance regulation in Virginia are presented and an empirical analysis of budget behavior of the Virginia Bureau of Insurance is offered.","abstract_html":"Insurance has been regulated in the United States since colonial times, albeit in many faces. This thesis summarizes the history of insurance regulation in the United States and Virginia. Special attention is given to the relationship among the insurance industry, the insurance regulator, and some aspects of the role of economic and political self interests in the development of insurance regulation. This paper also summarizes the various arguments involved in the state vs. federal controversy over regulatory control. The various methods and purposes of current rate regulation are also briefly discussed. Finally, some descriptive characteristics of insurance regulation in Virginia are presented and an empirical analysis of budget behavior of the Virginia Bureau of Insurance is offered.","abstract_has_math":false,"creators":["Hannigan, Thomas William"],"institution":"Virginia Polytechnic Institute and State University","degree_name":"Master of Arts","degree_level":"masters","degree_discipline":"Economics","degree_department":"Economics","school":null,"contributors":[],"advisors":[],"committee_chairs":[],"committee_members":[],"year":1973,"date_issued":"1973","date_published":"1973","updated_at":"2026-07-22T22:19:24Z","subjects":[],"languages":["en"],"rights":["In Copyright"],"rights_urls":["http://rightsstatements.org/vocab/InC/1.0/"],"identifier_entries":[]},"links":{"outbound_url":"http://hdl.handle.net/10919/71218","outbound_label":"Handle","outbound_source":"dc:identifier.uri"},"metadata_groups":[{"id":"people","label":"People","entries":[{"key":"dc:contributor.department","label":"Department","values":["Economics"]},{"key":"dc:creator","label":"Author","values":["Hannigan, Thomas William"]}]},{"id":"academic_context","label":"Academic Context","entries":[{"key":"dc:date.accessioned","label":"Dc Date Accessioned","values":["2016-05-23T17:53:51Z"]},{"key":"dc:date.available","label":"Dc Date Available","values":["2016-05-23T17:53:51Z"]},{"key":"dc:date.issued","label":"Date","values":["1973"]},{"key":"dc:publisher","label":"Institution","values":["Virginia Polytechnic Institute and State University"]},{"key":"dc:type","label":"Dc Type","values":["Thesis"]},{"key":"dc:type.dcmitype","label":"Dc Type Dcmitype","values":["Text"]},{"key":"thesis:degree_discipline","label":"Discipline","values":["Economics"]},{"key":"thesis:degree_level","label":"Degree Level","values":["masters"]},{"key":"thesis:degree_name","label":"Degree Name","values":["Master of Arts"]},{"key":"thesis:institution_name","label":"Thesis Institution Name","values":["Virginia Polytechnic Institute and State University"]}]},{"id":"language_rights","label":"Language and Rights","entries":[{"key":"dc:language.iso","label":"Language (ISO)","values":["en"]},{"key":"dc:rights","label":"Dc Rights","values":["In Copyright"]},{"key":"dc:rights.uri","label":"Rights URI","values":["http://rightsstatements.org/vocab/InC/1.0/"]}]},{"id":"identifiers","label":"Identifiers","entries":[{"key":"dc:identifier.uri","label":"Identifier URI","values":["http://hdl.handle.net/10919/71218"]}]},{"id":"additional","label":"Additional Metadata","entries":[{"key":"dc:description.abstract","label":"Abstract","values":["Insurance has been regulated in the United States since colonial times, albeit in many faces. 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