{"id":{"repo_id":"vt","oai_identifier":"oai:vtechworks.lib.vt.edu:10919/36600"},"canonical_url":"https://search.dev.ndltd.org/etd/vt/oai:vtechworks.lib.vt.edu:10919/36600","repository":{"repo_id":"vt","name":"Virginia Tech","base_url":"https://vtechworks.lib.vt.edu/oai/request"},"display":{"title":"Exploring Parental Actions to Finance Higher Education","abstract":"The purpose of this study was to examine parental actions to finance higher education. Data were analyzed from the 1995-96 National Postsecondary Student Aid Study (NPSAS: 96). Results of this study indicated that gender, race, housing status, and attendance status of students were factors in the amount of loans that was assumed by parents. Further results indicated that parent'9s marital status, total parent contribution, parent income, the cost of attending, and institutional control were also factors in the amount of loans that were assumed by parents. The age of students and the amount of parent savings did not effect the percentage of parents who assumed loans nor did it effect the amount of loans that were assumed by parents. Recommendations for future research include a continued focus on how families, as a whole, are financing higher education, repayment practices and default rates of parents who assumed loans to pay for higher education, specific types of loans that parents use to fund higher education, parental debt and what ratio of their debt is due to educational loans.","abstract_html":"The purpose of this study was to examine parental actions to finance higher education. Data were analyzed from the 1995-96 National Postsecondary Student Aid Study (NPSAS: 96). Results of this study indicated that gender, race, housing status, and attendance status of students were factors in the amount of loans that was assumed by parents. Further results indicated that parent'9s marital status, total parent contribution, parent income, the cost of attending, and institutional control were also factors in the amount of loans that were assumed by parents. The age of students and the amount of parent savings did not effect the percentage of parents who assumed loans nor did it effect the amount of loans that were assumed by parents. Recommendations for future research include a continued focus on how families, as a whole, are financing higher education, repayment practices and default rates of parents who assumed loans to pay for higher education, specific types of loans that parents use to fund higher education, parental debt and what ratio of their debt is due to educational loans.","abstract_has_math":false,"creators":["Sikes, S. Mark"],"institution":"Virginia Tech","degree_name":"Master of Arts","degree_level":"masters","degree_discipline":"Student Personnel Services and Counseling","degree_department":"Student Personnel Services and Counseling","school":null,"contributors":[],"advisors":[],"committee_chairs":["Creamer, Donald G."],"committee_members":["Conley, Valerie M.","Ostroth, D. David","Janosik, Steven M."],"year":1998,"date_issued":"1998-03-25","date_published":"1998-03-25","updated_at":"2026-07-22T22:20:34Z","subjects":["How do parents finance their children's higher education","The role of parents in financing higher education","How are parents using loans to finance higher education"],"languages":[],"rights":["In Copyright"],"rights_urls":["http://rightsstatements.org/vocab/InC/1.0/"],"identifier_entries":[{"key":"dc:identifier.other","label":"Dc Identifier Other","values":["etd-3198-91154"],"render_values":[{"text":"etd-3198-91154","href":null,"code":true}]}]},"links":{"outbound_url":"http://hdl.handle.net/10919/36600","outbound_label":"Handle","outbound_source":"dc:identifier.uri"},"metadata_groups":[{"id":"people","label":"People","entries":[{"key":"dc:contributor.committeechair","label":"Committee Chair","values":["Creamer, Donald G."]},{"key":"dc:contributor.committeemember","label":"Committee Member","values":["Conley, Valerie M.","Ostroth, D. David","Janosik, Steven M."]},{"key":"dc:contributor.department","label":"Department","values":["Student Personnel Services and Counseling"]},{"key":"dc:creator","label":"Author","values":["Sikes, S. Mark"]}]},{"id":"academic_context","label":"Academic Context","entries":[{"key":"dc:date.accessioned","label":"Dc Date Accessioned","values":["2014-03-14T20:51:13Z"]},{"key":"dc:date.available","label":"Dc Date Available","values":["2014-03-14T20:51:13Z","1998-04-01"]},{"key":"dc:date.issued","label":"Date","values":["1998-03-25"]},{"key":"dc:publisher","label":"Institution","values":["Virginia Tech"]},{"key":"dc:type","label":"Dc Type","values":["Thesis"]},{"key":"thesis:degree_discipline","label":"Discipline","values":["Student Personnel Services and Counseling"]},{"key":"thesis:degree_level","label":"Degree Level","values":["masters"]},{"key":"thesis:degree_name","label":"Degree Name","values":["Master of Arts"]},{"key":"thesis:institution_name","label":"Thesis Institution Name","values":["Virginia Polytechnic Institute and State University"]}]},{"id":"subjects_keywords","label":"Subjects and Keywords","entries":[{"key":"dc:subject","label":"Dc Subject","values":["How do parents finance their children's higher education","The role of parents in financing higher education","How are parents using loans to finance higher education"]}]},{"id":"language_rights","label":"Language and Rights","entries":[{"key":"dc:rights","label":"Dc Rights","values":["In Copyright"]},{"key":"dc:rights.uri","label":"Rights URI","values":["http://rightsstatements.org/vocab/InC/1.0/"]}]},{"id":"identifiers","label":"Identifiers","entries":[{"key":"dc:identifier.other","label":"Dc Identifier Other","values":["etd-3198-91154"]},{"key":"dc:identifier.uri","label":"Identifier URI","values":["http://hdl.handle.net/10919/36600"]}]},{"id":"additional","label":"Additional Metadata","entries":[{"key":"dc:description.abstract","label":"Abstract","values":["The purpose of this study was to examine parental actions to finance higher education. Data were analyzed from the 1995-96 National Postsecondary Student Aid Study (NPSAS: 96). Results of this study indicated that gender, race, housing status, and attendance status of students were factors in the amount of loans that was assumed by parents. Further results indicated that parent'9s marital status, total parent contribution, parent income, the cost of attending, and institutional control were also factors in the amount of loans that were assumed by parents. The age of students and the amount of parent savings did not effect the percentage of parents who assumed loans nor did it effect the amount of loans that were assumed by parents. Recommendations for future research include a continued focus on how families, as a whole, are financing higher education, repayment practices and default rates of parents who assumed loans to pay for higher education, specific types of loans that parents use to fund higher education, parental debt and what ratio of their debt is due to educational loans."]},{"key":"dc:description.degree","label":"Dc Description Degree","values":["Master of Arts"]},{"key":"dc:title","label":"Title","values":["Exploring Parental Actions to Finance Higher Education"]}]}],"canonical_facts":{"dc:contributor.committeechair":["Creamer, Donald G."],"dc:contributor.committeemember":["Conley, Valerie M.","Ostroth, D. David","Janosik, Steven M."],"dc:contributor.department":["Student Personnel Services and Counseling"],"dc:creator":["Sikes, S. Mark"],"dc:date.accessioned":["2014-03-14T20:51:13Z"],"dc:date.available":["2014-03-14T20:51:13Z","1998-04-01"],"dc:date.issued":["1998-03-25"],"dc:description.abstract":["The purpose of this study was to examine parental actions to finance higher education. Data were analyzed from the 1995-96 National Postsecondary Student Aid Study (NPSAS: 96). Results of this study indicated that gender, race, housing status, and attendance status of students were factors in the amount of loans that was assumed by parents. Further results indicated that parent'9s marital status, total parent contribution, parent income, the cost of attending, and institutional control were also factors in the amount of loans that were assumed by parents. The age of students and the amount of parent savings did not effect the percentage of parents who assumed loans nor did it effect the amount of loans that were assumed by parents. Recommendations for future research include a continued focus on how families, as a whole, are financing higher education, repayment practices and default rates of parents who assumed loans to pay for higher education, specific types of loans that parents use to fund higher education, parental debt and what ratio of their debt is due to educational loans."],"dc:description.degree":["Master of Arts"],"dc:identifier.other":["etd-3198-91154"],"dc:identifier.uri":["http://hdl.handle.net/10919/36600"],"dc:publisher":["Virginia Tech"],"dc:rights":["In Copyright"],"dc:rights.uri":["http://rightsstatements.org/vocab/InC/1.0/"],"dc:subject":["How do parents finance their children's higher education","The role of parents in financing higher education","How are parents using loans to finance higher education"],"dc:title":["Exploring Parental Actions to Finance Higher Education"],"dc:type":["Thesis"],"thesis:degree_discipline":["Student Personnel Services and Counseling"],"thesis:degree_level":["masters"],"thesis:degree_name":["Master of Arts"],"thesis:institution_name":["Virginia Polytechnic Institute and State University"]},"updated_at":"2026-07-22T22:20:34Z"}