{"id":{"repo_id":"vt","oai_identifier":"oai:vtechworks.lib.vt.edu:10919/33279"},"canonical_url":"https://search.dev.ndltd.org/etd/vt/oai:vtechworks.lib.vt.edu:10919/33279","repository":{"repo_id":"vt","name":"Virginia Tech","base_url":"https://vtechworks.lib.vt.edu/oai/request"},"display":{"title":"Socio-Economic Impacts of Micro-enterprise Credit in the Informal Sector of Managua, Nicaragua","abstract":"This analysis will characterize the informal sector in Managua, Nicaragua as small-scale units engaged in the production and distribution of goods and services whose primary objective is to generate employment for the participants rather than maximize their profits. Managua's informal sector employs forty-eight percent of the total employed urban population and plays an important role in the development of the country. Historically, informal sector growth has been constrained by the inaccessibility of credit. However in recent years, credit programs that focus on micro-enterprise lending have been established and are significantly stimulating informal sector activities. This paper evaluates the effectiveness of micro-enterprise credit as a tool for promoting socio-economic development for informal-sector participants. Its principal findings are that micro-enterprise credit promotes economic development by generating income and employment, increasing borrower assets, and facilitating expansion of micro-business enterprises. Secondly, micro-enterprise credit promotes social development by empowering females in the home and business, benefits to children, and improving borrowers' personal well being.","abstract_html":"This analysis will characterize the informal sector in Managua, Nicaragua as small-scale units engaged in the production and distribution of goods and services whose primary objective is to generate employment for the participants rather than maximize their profits. Managua's informal sector employs forty-eight percent of the total employed urban population and plays an important role in the development of the country. Historically, informal sector growth has been constrained by the inaccessibility of credit. However in recent years, credit programs that focus on micro-enterprise lending have been established and are significantly stimulating informal sector activities. This paper evaluates the effectiveness of micro-enterprise credit as a tool for promoting socio-economic development for informal-sector participants. Its principal findings are that micro-enterprise credit promotes economic development by generating income and employment, increasing borrower assets, and facilitating expansion of micro-business enterprises. Secondly, micro-enterprise credit promotes social development by empowering females in the home and business, benefits to children, and improving borrowers' personal well being.","abstract_has_math":false,"creators":["Telleria, Gabriel Martin"],"institution":"Virginia Tech","degree_name":"Master of Urban and Regional Planning","degree_level":"masters","degree_discipline":"Urban Affairs and Planning","degree_department":"Urban Affairs and Planning","school":null,"contributors":[],"advisors":[],"committee_chairs":["Dyck, Robert G."],"committee_members":["Browder, John O.","Levy, John M."],"year":1999,"date_issued":"1999-05-12","date_published":"1999-05-12","updated_at":"2026-07-22T22:19:31Z","subjects":["Informal Sector","Nicaragua","Micro-enterprise Credit","Managua"],"languages":[],"rights":["In Copyright"],"rights_urls":["http://rightsstatements.org/vocab/InC/1.0/"],"identifier_entries":[{"key":"dc:identifier.other","label":"Dc Identifier Other","values":["etd-052699-153507"],"render_values":[{"text":"etd-052699-153507","href":null,"code":true}]}]},"links":{"outbound_url":"http://hdl.handle.net/10919/33279","outbound_label":"Handle","outbound_source":"dc:identifier.uri"},"metadata_groups":[{"id":"people","label":"People","entries":[{"key":"dc:contributor.committeechair","label":"Committee Chair","values":["Dyck, Robert G."]},{"key":"dc:contributor.committeemember","label":"Committee Member","values":["Browder, John O.","Levy, John M."]},{"key":"dc:contributor.department","label":"Department","values":["Urban Affairs and Planning"]},{"key":"dc:creator","label":"Author","values":["Telleria, Gabriel Martin"]}]},{"id":"academic_context","label":"Academic Context","entries":[{"key":"dc:date.accessioned","label":"Dc Date Accessioned","values":["2014-03-14T20:38:46Z"]},{"key":"dc:date.available","label":"Dc Date Available","values":["2014-03-14T20:38:46Z","2000-06-02"]},{"key":"dc:date.issued","label":"Date","values":["1999-05-12"]},{"key":"dc:publisher","label":"Institution","values":["Virginia Tech"]},{"key":"dc:type","label":"Dc Type","values":["Thesis"]},{"key":"thesis:degree_discipline","label":"Discipline","values":["Urban Affairs and Planning"]},{"key":"thesis:degree_level","label":"Degree Level","values":["masters"]},{"key":"thesis:degree_name","label":"Degree Name","values":["Master of Urban and Regional Planning"]},{"key":"thesis:institution_name","label":"Thesis Institution Name","values":["Virginia Polytechnic Institute and State University"]}]},{"id":"subjects_keywords","label":"Subjects and Keywords","entries":[{"key":"dc:subject","label":"Dc Subject","values":["Informal Sector","Nicaragua","Micro-enterprise Credit","Managua"]}]},{"id":"language_rights","label":"Language and Rights","entries":[{"key":"dc:rights","label":"Dc Rights","values":["In Copyright"]},{"key":"dc:rights.uri","label":"Rights URI","values":["http://rightsstatements.org/vocab/InC/1.0/"]}]},{"id":"identifiers","label":"Identifiers","entries":[{"key":"dc:identifier.other","label":"Dc Identifier Other","values":["etd-052699-153507"]},{"key":"dc:identifier.uri","label":"Identifier URI","values":["http://hdl.handle.net/10919/33279"]}]},{"id":"additional","label":"Additional Metadata","entries":[{"key":"dc:description.abstract","label":"Abstract","values":["This analysis will characterize the informal sector in Managua, Nicaragua as small-scale units engaged in the production and distribution of goods and services whose primary objective is to generate employment for the participants rather than maximize their profits. Managua's informal sector employs forty-eight percent of the total employed urban population and plays an important role in the development of the country. Historically, informal sector growth has been constrained by the inaccessibility of credit. However in recent years, credit programs that focus on micro-enterprise lending have been established and are significantly stimulating informal sector activities. This paper evaluates the effectiveness of micro-enterprise credit as a tool for promoting socio-economic development for informal-sector participants. Its principal findings are that micro-enterprise credit promotes economic development by generating income and employment, increasing borrower assets, and facilitating expansion of micro-business enterprises. Secondly, micro-enterprise credit promotes social development by empowering females in the home and business, benefits to children, and improving borrowers' personal well being."]},{"key":"dc:description.degree","label":"Dc Description Degree","values":["Master of Urban and Regional Planning"]},{"key":"dc:title","label":"Title","values":["Socio-Economic Impacts of Micro-enterprise Credit in the Informal Sector of Managua, Nicaragua"]}]}],"canonical_facts":{"dc:contributor.committeechair":["Dyck, Robert G."],"dc:contributor.committeemember":["Browder, John O.","Levy, John M."],"dc:contributor.department":["Urban Affairs and Planning"],"dc:creator":["Telleria, Gabriel Martin"],"dc:date.accessioned":["2014-03-14T20:38:46Z"],"dc:date.available":["2014-03-14T20:38:46Z","2000-06-02"],"dc:date.issued":["1999-05-12"],"dc:description.abstract":["This analysis will characterize the informal sector in Managua, Nicaragua as small-scale units engaged in the production and distribution of goods and services whose primary objective is to generate employment for the participants rather than maximize their profits. 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