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University of San Francisco

Gender Bias in Microlending: Do Opposites Attract?

Abstract

dc:description.abstract

<p>This study exploits a quasi-random assignment of clients to loan officers using a unique database and survey from a large microfinance bank in Nigeria to show that opposite-sex preferences affect credit demand and supply. We find that clients matched to loan officers of the opposite gender are more likely to receive credit and are more likely to return for an additional loan with the credit lender.</p>

Degree

thesis:*
Name thesis:degree_name
Master of Science in International and Development Economics (MSIDEC)
Level thesis:degree_level
Thesis
Discipline thesis:degree_discipline
Economics
Year dc:date.available
2015

Author and committee

dc:creator, dc:contributor.*
Author dc:creator
  • Adepoju, Kanyinsola
Contributors dc:contributor
  • Prof Suparna Chakraborty

Subjects

dc:subject × 12

Identifiers

dc:identifier.*
Repository record dc:identifier
https://repository.usfca.edu/thes/132
OAI identifier oai:identifier
oai:repository.usfca.edu:thes-1147

Chain of custody

source
Harvested from
University of San Francisco
Base URL
repository.usfca.edu/do/oai/
Last updated
2026-07-24
Source record
OAI-PMH GetRecord
citation

Adepoju, Kanyinsola. Gender Bias in Microlending: Do Opposites Attract?. Thesis thesis, 2015. https://repository.usfca.edu/thes/132