Analysis of Texas College Students' Loan Borrowing Patterns

This study was conducted to examine Texas college students' loan borrowing patterns. Through the use of a questionnaire, a survey was conducted among individuals who financed all or part of their college education through the use of the State Sponsored Student Loan Program. The results of the study showed that the majority of the Texas college student loan borrowers are not having difficulties repaying their State Sponsored Guaranteed Student Loans. The respondents indicated that limited parental assistance, lack of other available funding sources, and increasing tuition costs were the primary reasons� that prompted them to secure educational loans. Of the three major ethnic groups that participated in the study, Blacks reported the highest average cumulative debt. Anglo student borrowers who attended public institutions in Texas used 3.3 percent of their income for the purpose of repaying their State Sponsored Student Loans. The data reflected that the great majority of the respondents could not have attended an institution of higher learning without the use of the State Sponsored Guaranteed Student Loans.

Name thesis:degree_name

Master of Business Administration

Level thesis:degree_level

Masters

Discipline thesis:degree_discipline

Computer Science

Grantor

Southwest Texas State University

Year dc:date.issued

1989

Author dc:creator

• Santeliz, Hely S.

Advisor dc:contributor.advisor

• Savage, V. Howard

Committee members dc:contributor.committeemember

• Olney, Robert J.
• Shah, Vivek P.

• student loans
• college costs
• borrowing patterns

Language dc:language.iso

en

Handle dc:identifier.uri

https://hdl.handle.net/10877/21573

OAI identifier oai:identifier

oai:digital.library.txst.edu:10877/21573