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Rowan University

Student loan debt influence on graduate degree attainment

Abstract

dc:description.abstract

<p>Student loan debt is an important topic up for discussion and has become a huge issue affecting multiple dimensions of today’s society. Undergraduate students are accruing more debt than ever to pay for college degrees, and recent trends in higher education report a raise in cost of tuition. Current statistics reveal over 1.2 trillion dollars in outstanding student loan debt from over 40 million borrowers, however, students are still being encouraged to further their education to gain an economic edge. An array of previous research has focused on various effects of student loans, however, there have been limited studies which look into the effects of accrued student loan debt on graduate degree choices. The purpose of this study was to determine if differences in student loan debt amount influences undergraduate students’ intent to pursue a graduate degree. Socioeconomic status and financial support were also considered. An anonymous survey design was distributed online through Rowan University’s SONA system. Bivariate correlation tests in SPSS for windows were utilized to identify any significant relationships among the variables.</p>

Degree

thesis:*
Name thesis:degree_name
M.A. School Psychology
Level thesis:degree_level
Thesis
Discipline thesis:degree_discipline
Psychology
Year dc:date.available
2016

Author and committee

dc:creator, dc:contributor.*
Author dc:creator
  • Clendaniel, Alicia
Contributors dc:contributor
  • Dihoff, Roberta

Subjects

dc:subject × 4

Identifiers

dc:identifier.*
Repository record dc:identifier
https://rdw.rowan.edu/etd/1306
OAI identifier oai:identifier
oai:rdw.rowan.edu:etd-2306

Chain of custody

source
Harvested from
Rowan University
Base URL
rdw.rowan.edu/do/oai/
Last updated
2026-07-24
Source record
OAI-PMH GetRecord
citation

Clendaniel, Alicia. Student loan debt influence on graduate degree attainment. Thesis thesis, 2016. https://rdw.rowan.edu/etd/1306