Effectiveness of Savings on Loan Delivery to Members at Workplaces: A case of Selected SACCOS in Shinyanga

The study focuses on the effectiveness of savings on loan delivery to SACCOS members at workplaces using four selected SACCOS in Shinyanga region. Various methods were used for data collection such as questionnaires, interviews and documentary review. The study has revealed that generally there is a positive relationship between savings and loans issued to members. Nevertheless, all the four studied SACCOS are faced by a challenge of none adherence to rules and policies set out for the best running of cooperative societies’ activities including that of loan delivery to members. Study recommends training members on the Cooperative Societies Rules and other SACCOS operating policies to enable them know their responsibilities and rights in SACCOS. The Cooperative Societies Rules should be reviewed to accommodate issues addressed as challenges in loan delivery to SACCOS members at workplaces.

Level dc:type.qualificationlevel

masters

Grantor dc:publisher.institution

The Open University of Tanzania

Year dc:date.issued

2013

Author dc:creator

• Mugeta, Jeremiah Jackson

• 658 Gerneral management

Language dc:language

en