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Ohio University

Community Development, Research, and Reinvestment: The Struggle against Redlining in Washington, DC, 1970-1995

Abstract

dc:description

Using archival data and oral histories, I describe the community reinvestment movement in Washington, DC from 1970 until 1985. Though the movement began as isolated private advocacy in the early 1970s, it helped pass key pieces of federal legislation, such as the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA). Additionally, DC’s reinvestment movement is unusual in that the city government used an interstate banking law to force reinvestment. Furthermore, I describe class-based barriers to reinvestment within the African American community and the community development and reinvestment struggle of the Adams Morgan Organization in the late ‘70s. I conclude with a discussion of how advocacy and research led to reinvestment because of successful venue-shopping and scale-jumping. This work fills specific gaps in the literature, to include DC’s role in the writing of CRA and HMDA, qualitative evidence of the effects of redlining, the use of interstate banking laws for reinvestment, and class issues within the African American community in the context of reinvestment.

Degree

thesis:*
Name thesis:degree_name
Master of Arts (MA)
Level thesis:degree_level
masters
Discipline thesis:degree_discipline
Geography (Arts and Sciences)
Grantor dc:publisher
Ohio University
Year dc:date
2012

Author and committee

dc:creator, dc:contributor.*
Author dc:creator
  • Lloyd, James M.
Contributors dc:contributor
  • Buckley, Geoffrey

Subjects

dc:subject × 12

Rights

dc:rights
Statement dc:rights
  • unrestricted
  • This thesis or dissertation is protected by copyright: all rights reserved. It may not be copied or redistributed beyond the terms of applicable copyright laws.
Language dc:language
English

Identifiers

dc:identifier.*
OAI identifier oai:identifier
oai:etd.ohiolink.edu:ohiou1346782041

Chain of custody

source
Harvested from
OhioLINK
Base URL
etd.ohiolink.edu/acprod/odb_etd/ws/oai/oai
Last updated
2026-07-24
Source record
OAI-PMH GetRecord
citation

Lloyd, James M.. Community Development, Research, and Reinvestment: The Struggle against Redlining in Washington, DC, 1970-1995. masters thesis, Ohio University, 2012. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1346782041