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Monterey, CA; Naval Postgraduate School

AN ASSESSMENT OF THE POST 9/11 GI BILL TRANSFER ENTITLEMENT ON NAVY ENLISTED RETENTION RATES

Abstract

dc:description.abstract

The Post 9/11 GI Bill (PGIB) is one of the most transformative yet costly benefits that the VA offers. One of the most significant benefits that the PGIB program provides is the option for service members to transfer benefits to their spouses or children. The Transfer Entitlement was added to the PGIB to mitigate the expected loss of retention caused by the generous benefits in the PGIB program. This thesis focuses on the impact that the Transfer Entitlement has on retention and the current and long-term cost of this provision. The effects of the Transfer Entitlement on the retention rate were observed by assessing the difference between service members with family and service members without family. The cost of the Transfer Entitlement was obtained by the average cost of the benefits to the total number of PGIB users for each user type, and the long-term cost was obtained using inflation and interest data and projected out 30 years. The data shows that the Transfer Entitlement has a negative effect on retention, and costs billions of dollars in the long term. Several recommendations could make the Transfer Entitlement more cost-effective, including reducing the years of service requirement to the first enlistment, requiring the transfer decision of service members during reenlistment negotiations, or converting the Transfer Entitlement into a reenlistment option.

Degree

thesis:*
Department dc:contributor.department
Department of Defense Management (DDM)
Grantor dc:publisher
Monterey, CA; Naval Postgraduate School
Year dc:date.issued
2023

Author and committee

dc:creator, dc:contributor.*
Author dc:creator
  • Long, David D., II
Advisors dc:contributor.advisor
  • Sullivan, Ryan S.
  • Menichini, Amilcar A.

Rights

dc:rights
Statement dc:rights
  • This publication is a work of the U.S. Government as defined in Title 17, United States Code, Section 101. Copyright protection is not available for this work in the United States.

Identifiers

dc:identifier.*
Handle dc:identifier.uri
https://hdl.handle.net/10945/72569
OAI identifier oai:identifier
oai:calhoun.nps.edu:10945/72569

Chain of custody

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Naval Postgraduate School
Base URL
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Last updated
2026-07-27
Source record
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citation

Long, David D., II. AN ASSESSMENT OF THE POST 9/11 GI BILL TRANSFER ENTITLEMENT ON NAVY ENLISTED RETENTION RATES. Monterey, CA; Naval Postgraduate School, 2023. https://hdl.handle.net/10945/72569