{"id":{"repo_id":"mit","oai_identifier":"oai:dspace.mit.edu:1721.1/45610"},"canonical_url":"https://search.dev.ndltd.org/etd/mit/oai:dspace.mit.edu:1721.1/45610","repository":{"repo_id":"mit","name":"MIT","base_url":"https://dspace.mit.edu/oai/request"},"display":{"title":"Concrete Budget : an intuitive retirement planning tool","abstract":"In times where Roth IRA's are condoned by the government, Social Security is failing, and the US economy is considered by some to be in a recession, there is no doubt that Americans need help with their finances and budgeting for the future. Concrete Budget aims to turn the idea of money, which is difficult to gestate to its fluid and abstract nature, into something tangible and easier to conceptualize. The main abstraction used to solidify a person's budget is by the use of goals (e.g. buying a house, paying for a child's tuition) that can be traded off from one to the other in order to understand the effects of savings a little money on X in order to have enough money for Y. Concrete Budget will strive to be simple and aesthetically pleasing in order to be adopted by uncle Joe, grandma Jane, and even that baby brother who always seems to get himself into tight situations.","abstract_html":"In times where Roth IRA's are condoned by the government, Social Security is failing, and the US economy is considered by some to be in a recession, there is no doubt that Americans need help with their finances and budgeting for the future. Concrete Budget aims to turn the idea of money, which is difficult to gestate to its fluid and abstract nature, into something tangible and easier to conceptualize. The main abstraction used to solidify a person's budget is by the use of goals (e.g. buying a house, paying for a child's tuition) that can be traded off from one to the other in order to understand the effects of savings a little money on X in order to have enough money for Y. Concrete Budget will strive to be simple and aesthetically pleasing in order to be adopted by uncle Joe, grandma Jane, and even that baby brother who always seems to get himself into tight situations.","abstract_has_math":false,"creators":["Caballero, Julián A"],"institution":"Massachusetts Institute of Technology","degree_name":null,"degree_level":null,"degree_discipline":null,"degree_department":"Massachusetts Institute of Technology. Dept. of Electrical Engineering and Computer Science.","school":null,"contributors":[],"advisors":["Dan Ariely."],"committee_chairs":[],"committee_members":[],"year":2008,"date_issued":"2008","date_published":"2008","updated_at":"2026-07-22T22:21:26Z","subjects":["Electrical Engineering and Computer Science."],"languages":["eng"],"rights":["M.I.T. theses are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. 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Concrete Budget will strive to be simple and aesthetically pleasing in order to be adopted by uncle Joe, grandma Jane, and even that baby brother who always seems to get himself into tight situations."]},{"key":"dc:description.degree","label":"Dc Description Degree","values":["M.Eng."]},{"key":"dc:title","label":"Title","values":["Concrete Budget : an intuitive retirement planning tool"]}]}],"canonical_facts":{"dc:contributor.advisor":["Dan Ariely."],"dc:contributor.department":["Massachusetts Institute of Technology. Dept. of Electrical Engineering and Computer Science."],"dc:contributor.other":["Massachusetts Institute of Technology. Dept. of Electrical Engineering and Computer Science."],"dc:creator":["Caballero, Julián A"],"dc:date.accessioned":["2009-06-25T20:34:16Z"],"dc:date.available":["2009-06-25T20:34:16Z"],"dc:date.issued":["2008"],"dc:description":["Thesis (M. 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