A secure architecture for electronic check processing

Traditional paper checks have been estimated to cost US banks over $2.1 billion dollars a year to process [1]. Much of the cost is due to the time and fees related to human intervention and the physical transport of a check. Gupta and Palacios [15] have defined a web-based check processing mechanism; this paper extends the framework they have developed and defines a cryptographic protocol for the transmission of digital checks using cryptographic building blocks like public key encryption and digital signatures.

Department dc:contributor.department

Massachusetts Institute of Technology. Dept. of Electrical Engineering and Computer Science.

Grantor dc:publisher

Massachusetts Institute of Technology

Year dc:date.issued

2004

Author dc:creator

• Moy, Melanie, 1979-

Advisor dc:contributor.advisor

• Amar Gupta.

• Electrical Engineering and Computer Science.

Statement dc:rights

• M.I.T. theses are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. See provided URL for inquiries about permission.

Licence dc:rights.uri

• http://dspace.mit.edu/handle/1721.1/7582

Language dc:language.iso

en_US

Handle dc:identifier.uri

http://hdl.handle.net/1721.1/28446

OAI identifier oai:identifier

oai:dspace.mit.edu:1721.1/28446