El efecto de la inclusión financiera en el crecimiento económico: un análisis para países desarrollados y en vías de desarrollo

This work aims to establish to what extent financial inclusion impacts the economic growth of developed and developing countries during the period from 2008 to 2019. A Generalized Method of Moments (GMM) model was used to explore the relationship of three representative dimensions of financial inclusion, through which it was found that an increase of 1% in the percentage of current loans could generate an average increase of 0.64% in the growth of GDP per capita, while the other variables had a negative and significant effect. This result was studied by means of two additional estimations with the quadratic terms of the variables banking penetration and availability of banking services. It was found that there is a negative effect generated as a consequence of a lower efficiency after a maximum threshold. The indicators studied prove to be significant for developing countries, since these have few banking services.

Name thesis:degree_name

Economista

Level thesis:degree_level

Título Profesional

Discipline thesis:degree_discipline

Economía

Grantor dc:publisher

Universidad de Lima

Year dc:date.issued

2023

Authors dc:creator

• Ramírez Valdez, Camila Gabriela
• Vergara Olivera, Vanessa Andrea

Advisor dc:contributor.advisor

• Nolazco Cama, José Luis

• Economic development
• Economic assistance
• Developing countries
• Econometric models
• Desarrollo económico
• Asistencia económica
• Países en desarrollo
• Modelos econométricos

Statement dc:rights

• info:eu-repo/semantics/openAccess

Licence dc:rights.uri

• https://creativecommons.org/licenses/by-nc-sa/4.0/

Language dc:language.iso

spa

Handle dc:identifier.uri

https://hdl.handle.net/20.500.12724/17797

OAI identifier oai:identifier

oai:repositorio.ulima.edu.pe:20.500.12724/17797