{"id":{"repo_id":"lethbridge","oai_identifier":"oai:opus.uleth.ca:10133/2488"},"canonical_url":"https://search.dev.ndltd.org/etd/lethbridge/oai:opus.uleth.ca:10133/2488","repository":{"repo_id":"lethbridge","name":"University of Lethbridge","base_url":"https://opus.uleth.ca/server/oai/request"},"display":{"title":"A new architecture for secure two-party mobile payment transactions","abstract":"The evolution of wireless networks and mobile device technologies has increased concerns about performance and security of mobile systems. We propose a new secured applicationlevel architecture for a two-party mobile payment transaction that is carried out between a resource-limited mobile device and a resource-rich computer server over wireless networks. As an example of such transactions, the mobile banking transaction is focused on throughout this thesis. The proposed architecture, namely SA2pMP, employs a lightweight cryptography scheme (combining both a Public-key cryptography algorithm (ECDSA) and a Symmetric-key cryptography algorithm (AES)), a multi-factor authentication mechanism, and a transaction log strategy. The proposed architecture is designed to satisfy the four properties of confidentiality, authentication, integrity and non-repudiation that are required by any secure system. The architecture can be implemented on a Java ME enabled mobile device. The security API library can be reused in implementing other two-party mobile applications. The present study shows that SA2pMP is a unique lightweight security architecture providing comprehensive security for two-party mobile payment transactions. In addition, simulations demonstrate that SA2pMP can be installed in resource-limited mobile devices as a downloadable software application. The main contribution of the thesis is to suggest a design for a security architecture for two-party mobile payment transactions, for example, mobile banking. It suggests a four-layer model of mobile payment participants, based on Karnouskos (2004). This model clarifies how participants are involved in a mobile payment transaction. In addition, an improved model is suggested to guide security aspects of system design, which is based on an Onion Layer Framework (Wei, C.Liu, & Koong, 2006).","abstract_html":"The evolution of wireless networks and mobile device technologies has increased concerns about performance and security of mobile systems. We propose a new secured applicationlevel architecture for a two-party mobile payment transaction that is carried out between a resource-limited mobile device and a resource-rich computer server over wireless networks. As an example of such transactions, the mobile banking transaction is focused on throughout this thesis. The proposed architecture, namely SA2pMP, employs a lightweight cryptography scheme (combining both a Public-key cryptography algorithm (ECDSA) and a Symmetric-key cryptography algorithm (AES)), a multi-factor authentication mechanism, and a transaction log strategy. The proposed architecture is designed to satisfy the four properties of confidentiality, authentication, integrity and non-repudiation that are required by any secure system. The architecture can be implemented on a Java ME enabled mobile device. The security API library can be reused in implementing other two-party mobile applications. The present study shows that SA2pMP is a unique lightweight security architecture providing comprehensive security for two-party mobile payment transactions. In addition, simulations demonstrate that SA2pMP can be installed in resource-limited mobile devices as a downloadable software application. The main contribution of the thesis is to suggest a design for a security architecture for two-party mobile payment transactions, for example, mobile banking. It suggests a four-layer model of mobile payment participants, based on Karnouskos (2004). This model clarifies how participants are involved in a mobile payment transaction. In addition, an improved model is suggested to guide security aspects of system design, which is based on an Onion Layer Framework (Wei, C.Liu, &amp; Koong, 2006).","abstract_has_math":false,"creators":["Zhu, Yunpu","University of Lethbridge. Faculty of Arts and Science"],"institution":null,"degree_name":null,"degree_level":null,"degree_discipline":null,"degree_department":null,"school":null,"contributors":[],"advisors":[],"committee_chairs":[],"committee_members":[],"year":2010,"date_issued":"2010","date_published":"2010","updated_at":"2026-07-27T20:02:45Z","subjects":["Mobile commerce","Banks and banking, Mobile","Wireless communication systems -- Security measures","Dissertations, Academic"],"languages":[],"rights":[],"rights_urls":[],"identifier_entries":[{"key":"dc:identifier","label":"Identifier","values":["hdl:10133/2488"],"render_values":[{"text":"hdl:10133/2488","href":null,"code":true}]}]},"links":{"outbound_url":null,"outbound_label":null,"outbound_source":null},"metadata_groups":[{"id":"academic_context","label":"Academic Context","entries":[{"key":"dc:date.issued","label":"Date","values":["2010"]},{"key":"dc:type","label":"Dc Type","values":["Thesis"]}]},{"id":"subjects_keywords","label":"Subjects and Keywords","entries":[{"key":"dc:subject","label":"Dc Subject","values":["Mobile commerce","Banks and banking, Mobile","Wireless communication systems -- Security measures","Dissertations, Academic"]}]},{"id":"identifiers","label":"Identifiers","entries":[{"key":"dc:identifier","label":"Identifier","values":["hdl:10133/2488"]}]},{"id":"additional","label":"Additional Metadata","entries":[{"key":"dc:description.other","label":"Dc Description Other","values":["The evolution of wireless networks and mobile device technologies has increased concerns about performance and security of mobile systems. We propose a new secured applicationlevel architecture for a two-party mobile payment transaction that is carried out between a resource-limited mobile device and a resource-rich computer server over wireless networks. As an example of such transactions, the mobile banking transaction is focused on throughout this thesis. The proposed architecture, namely SA2pMP, employs a lightweight cryptography scheme (combining both a Public-key cryptography algorithm (ECDSA) and a Symmetric-key cryptography algorithm (AES)), a multi-factor authentication mechanism, and a transaction log strategy. The proposed architecture is designed to satisfy the four properties of confidentiality, authentication, integrity and non-repudiation that are required by any secure system. The architecture can be implemented on a Java ME enabled mobile device. The security API library can be reused in implementing other two-party mobile applications. The present study shows that SA2pMP is a unique lightweight security architecture providing comprehensive security for two-party mobile payment transactions. In addition, simulations demonstrate that SA2pMP can be installed in resource-limited mobile devices as a downloadable software application. The main contribution of the thesis is to suggest a design for a security architecture for two-party mobile payment transactions, for example, mobile banking. It suggests a four-layer model of mobile payment participants, based on Karnouskos (2004). This model clarifies how participants are involved in a mobile payment transaction. In addition, an improved model is suggested to guide security aspects of system design, which is based on an Onion Layer Framework (Wei, C.Liu, & Koong, 2006)."]},{"key":"dc:title","label":"Title","values":["A new architecture for secure two-party mobile payment transactions"]}]}],"canonical_facts":{"dc:date.issued":["2010"],"dc:description.other":["The evolution of wireless networks and mobile device technologies has increased concerns about performance and security of mobile systems. We propose a new secured applicationlevel architecture for a two-party mobile payment transaction that is carried out between a resource-limited mobile device and a resource-rich computer server over wireless networks. As an example of such transactions, the mobile banking transaction is focused on throughout this thesis. The proposed architecture, namely SA2pMP, employs a lightweight cryptography scheme (combining both a Public-key cryptography algorithm (ECDSA) and a Symmetric-key cryptography algorithm (AES)), a multi-factor authentication mechanism, and a transaction log strategy. The proposed architecture is designed to satisfy the four properties of confidentiality, authentication, integrity and non-repudiation that are required by any secure system. The architecture can be implemented on a Java ME enabled mobile device. The security API library can be reused in implementing other two-party mobile applications. The present study shows that SA2pMP is a unique lightweight security architecture providing comprehensive security for two-party mobile payment transactions. In addition, simulations demonstrate that SA2pMP can be installed in resource-limited mobile devices as a downloadable software application. The main contribution of the thesis is to suggest a design for a security architecture for two-party mobile payment transactions, for example, mobile banking. It suggests a four-layer model of mobile payment participants, based on Karnouskos (2004). This model clarifies how participants are involved in a mobile payment transaction. In addition, an improved model is suggested to guide security aspects of system design, which is based on an Onion Layer Framework (Wei, C.Liu, & Koong, 2006)."],"dc:identifier":["hdl:10133/2488"],"dc:subject":["Mobile commerce","Banks and banking, Mobile","Wireless communication systems -- Security measures","Dissertations, Academic"],"dc:title":["A new architecture for secure two-party mobile payment transactions"],"dc:type":["Thesis"]},"updated_at":"2026-07-27T20:02:45Z"}