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Kennesaw State University

Margin Matters: How to Live on a Simple Budget and Crush Debt Forever

Abstract

dc:description.abstract

<p>According to NerdWallet, 75 percent of Americans do not live off a budget and half of them cannot produce $400 in an emergency. But how much you make isn’t the main concern—it’s your margin that matters most. This capstone, which includes several chapters from the book <em>Margin Matters: How to Live on a Simple Budget and Crush Debt Forever</em>, provides practical strategies for creating and sticking to a simple budget, eliminating debt permanently, and managing expenses to create the most margin at any income level. It describes how the author erased nearly $75,000 of debt in just under three years.</p> <p>Additionally, these chapters cover topics such as the psychology of money, the real cost of college, dying with debt, expecting the unexpected, differentiating needs from wants, and understanding why a home is a bad investment.</p>

Degree

thesis:*
Name thesis:degree_name
Master of Arts in Professional Writing (MAPW)
Level thesis:degree_level
Capstone
Discipline thesis:degree_discipline
English
Year dc:date.available
2018

Author and committee

dc:creator, dc:contributor.*
Author dc:creator
  • Brown, Jason
Contributors dc:contributor
  • Dr. Chris Palmer
  • Dr. Anne Richards

Subjects

dc:subject × 7

Identifiers

dc:identifier.*
Repository record dc:identifier
https://digitalcommons.kennesaw.edu/mapw_etd/45
OAI identifier oai:identifier
oai:digitalcommons.kennesaw.edu:mapw_etd-1046

Chain of custody

source
Harvested from
Kennesaw State University
Base URL
digitalcommons.kennesaw.edu/do/oai/
Last updated
2026-07-24
Source record
OAI-PMH GetRecord
citation

Brown, Jason. Margin Matters: How to Live on a Simple Budget and Crush Debt Forever. Capstone thesis, 2018. https://digitalcommons.kennesaw.edu/mapw_etd/45