{"id":{"repo_id":"creighton","oai_identifier":"oai:cdr.creighton.edu:10504/165647"},"canonical_url":"https://search.dev.ndltd.org/etd/creighton/oai:cdr.creighton.edu:10504/165647","repository":{"repo_id":"creighton","name":"Creighton University","base_url":"https://cdr.creighton.edu/server/oai/request"},"display":{"title":"Financial Reality Post-retirement: Federal Retirees","abstract":"This qualitative study explores the financial perspectives of federal employees who retired within the past five years, with a focus on the factors influencing their retirement decisions, financial preparedness, and the role of federal retirement benefits. Using a phenomenological approach, in-depth interviews were conducted with recent retirees to examine the key elements that influenced their timing of retirement, the adequacy of their retirement benefits, including the Federal Employee Retirement System (FERS), the Thrift Savings Plan (TSP), and pension options, and any financial challenges or barriers they faced during the decision-making process. The study also investigates retirees' financial adjustments post-retirement and their overall satisfaction with their federal benefits. Findings from this research sheds light on gaps in federal retirement systems and provides actionable recommendations for policy improvements. Additionally, this study contributes to a deeper understanding of how federal employees assess their financial readiness for retirement and the ways in which retirement planning resources can be enhanced to better prepare future retirees for a financially secure transition. The results inform both federal retirement policy and the development of financial planning resources for federal employees.","abstract_html":"This qualitative study explores the financial perspectives of federal employees who retired within the past five years, with a focus on the factors influencing their retirement decisions, financial preparedness, and the role of federal retirement benefits. Using a phenomenological approach, in-depth interviews were conducted with recent retirees to examine the key elements that influenced their timing of retirement, the adequacy of their retirement benefits, including the Federal Employee Retirement System (FERS), the Thrift Savings Plan (TSP), and pension options, and any financial challenges or barriers they faced during the decision-making process. The study also investigates retirees' financial adjustments post-retirement and their overall satisfaction with their federal benefits. Findings from this research sheds light on gaps in federal retirement systems and provides actionable recommendations for policy improvements. Additionally, this study contributes to a deeper understanding of how federal employees assess their financial readiness for retirement and the ways in which retirement planning resources can be enhanced to better prepare future retirees for a financially secure transition. The results inform both federal retirement policy and the development of financial planning resources for federal employees.","abstract_has_math":false,"creators":["Griggs, Elizabeth, D."],"institution":"Creighton University","degree_name":null,"degree_level":null,"degree_discipline":null,"degree_department":null,"school":null,"contributors":[],"advisors":["Martin, James, R.","Zoppi Rodriguez, Irene, M."],"committee_chairs":[],"committee_members":[],"year":2026,"date_issued":"2026","date_published":"2026","updated_at":"2026-07-24T01:50:24Z","subjects":["Federal retirement","Financial Planning","Post-retirement adjustment","Retirement Income Diversification","Retirement Preparedness"],"languages":["en_US"],"rights":["Copyright is retained by the Author. A non-exclusive distribution right is granted to Creighton University and to ProQuest following the publishing model selected above."],"rights_urls":[],"identifier_entries":[]},"links":{"outbound_url":"https://cdr.creighton.edu/handle/10504/165647","outbound_label":"Repository record","outbound_source":"dc:identifier.uri"},"metadata_groups":[{"id":"people","label":"People","entries":[{"key":"dc:contributor.advisor","label":"Advisor","values":["Martin, James, R.","Zoppi Rodriguez, Irene, M."]},{"key":"dc:creator","label":"Author","values":["Griggs, Elizabeth, D."]}]},{"id":"academic_context","label":"Academic Context","entries":[{"key":"dc:date.accessioned","label":"Dc Date Accessioned","values":["2026-05-11T16:01:07Z"]},{"key":"dc:date.available","label":"Dc Date Available","values":["2026-05-11T16:01:07Z"]},{"key":"dc:date.issued","label":"Date","values":["2026"]},{"key":"dc:publisher","label":"Institution","values":["Creighton University"]},{"key":"dc:type","label":"Dc Type","values":["Thesis"]}]},{"id":"subjects_keywords","label":"Subjects and Keywords","entries":[{"key":"dc:subject","label":"Dc Subject","values":["Federal retirement","Financial Planning","Post-retirement adjustment","Retirement Income Diversification","Retirement Preparedness"]}]},{"id":"language_rights","label":"Language and Rights","entries":[{"key":"dc:language.iso","label":"Language (ISO)","values":["en_US"]},{"key":"dc:rights","label":"Dc Rights","values":["Copyright is retained by the Author. A non-exclusive distribution right is granted to Creighton University and to ProQuest following the publishing model selected above."]}]},{"id":"identifiers","label":"Identifiers","entries":[{"key":"dc:identifier.uri","label":"Identifier URI","values":["https://cdr.creighton.edu/handle/10504/165647"]}]},{"id":"additional","label":"Additional Metadata","entries":[{"key":"dc:description","label":"Description","values":["2026"]},{"key":"dc:description.abstract","label":"Abstract","values":["This qualitative study explores the financial perspectives of federal employees who retired within the past five years, with a focus on the factors influencing their retirement decisions, financial preparedness, and the role of federal retirement benefits. Using a phenomenological approach, in-depth interviews were conducted with recent retirees to examine the key elements that influenced their timing of retirement, the adequacy of their retirement benefits, including the Federal Employee Retirement System (FERS), the Thrift Savings Plan (TSP), and pension options, and any financial challenges or barriers they faced during the decision-making process. The study also investigates retirees' financial adjustments post-retirement and their overall satisfaction with their federal benefits. Findings from this research sheds light on gaps in federal retirement systems and provides actionable recommendations for policy improvements. Additionally, this study contributes to a deeper understanding of how federal employees assess their financial readiness for retirement and the ways in which retirement planning resources can be enhanced to better prepare future retirees for a financially secure transition. The results inform both federal retirement policy and the development of financial planning resources for federal employees."]},{"key":"dc:title","label":"Title","values":["Financial Reality Post-retirement: Federal Retirees"]}]}],"canonical_facts":{"dc:contributor.advisor":["Martin, James, R.","Zoppi Rodriguez, Irene, M."],"dc:creator":["Griggs, Elizabeth, D."],"dc:date.accessioned":["2026-05-11T16:01:07Z"],"dc:date.available":["2026-05-11T16:01:07Z"],"dc:date.issued":["2026"],"dc:description":["2026"],"dc:description.abstract":["This qualitative study explores the financial perspectives of federal employees who retired within the past five years, with a focus on the factors influencing their retirement decisions, financial preparedness, and the role of federal retirement benefits. Using a phenomenological approach, in-depth interviews were conducted with recent retirees to examine the key elements that influenced their timing of retirement, the adequacy of their retirement benefits, including the Federal Employee Retirement System (FERS), the Thrift Savings Plan (TSP), and pension options, and any financial challenges or barriers they faced during the decision-making process. The study also investigates retirees' financial adjustments post-retirement and their overall satisfaction with their federal benefits. Findings from this research sheds light on gaps in federal retirement systems and provides actionable recommendations for policy improvements. Additionally, this study contributes to a deeper understanding of how federal employees assess their financial readiness for retirement and the ways in which retirement planning resources can be enhanced to better prepare future retirees for a financially secure transition. The results inform both federal retirement policy and the development of financial planning resources for federal employees."],"dc:identifier.uri":["https://cdr.creighton.edu/handle/10504/165647"],"dc:language.iso":["en_US"],"dc:publisher":["Creighton University"],"dc:rights":["Copyright is retained by the Author. A non-exclusive distribution right is granted to Creighton University and to ProQuest following the publishing model selected above."],"dc:subject":["Federal retirement","Financial Planning","Post-retirement adjustment","Retirement Income Diversification","Retirement Preparedness"],"dc:title":["Financial Reality Post-retirement: Federal Retirees"],"dc:type":["Thesis"]},"updated_at":"2026-07-24T01:50:24Z"}