{"id":{"repo_id":"brazil-ufv","oai_identifier":"oai:locus.ufv.br:123456789/28320"},"canonical_url":"https://search.dev.ndltd.org/etd/brazil-ufv/oai:locus.ufv.br:123456789/28320","repository":{"repo_id":"brazil-ufv","name":"Brazil UFV","base_url":"https://locus.ufv.br/server/oai/request"},"display":{"title":"Assessing the feasibility of a weather index insurance for the semi-arid region of Brazil","abstract":"Weather index insurance (WII) has long been advertised as a viable alternative to overcome issues related to crop yield insurance products like information asymmetry and high transaction costs. WII products were firstly developed to assist climate-vulnerable farmers from developing countries where establishing a well-structured crop insurance market is expressively difficult due to the poor transport infrastructure and the prevalence of sparsely distributed small-scale farms. In Brazil, the semi-arid region stands out as the one that concentrates the ideal conditions for the implementation of a WII product since it houses thousands of climate-vulnerable family farmers. Seen this, the present study investigated the feasibility of a WII product for the Brazilian semi-arid region. A multidisciplinary approach based on meteorological, econometric and actuarial tools were employed, generating three distinct but complementary chapters. Firstly, it was shown that aridification is indeed a major threat to the livelihood of the population of the Brazilian semi-arid region. Secondly, it was identified that crop yield responses to weather conditions considerably vary in space and that an expressive portion of analyzed municipalities proved to have a low level of basis risk. Thirdly, a WII product was designed, priced and evaluated, proving to be effective in decreasing farmers’ downside risk. It is concluded, therefore, that it would be indeed feasible to establish a WII product in the semi-arid region of Brazil. Keywords: Feasibility. Weather Index Insurance. Brazil.","abstract_html":"Weather index insurance (WII) has long been advertised as a viable alternative to overcome issues related to crop yield insurance products like information asymmetry and high transaction costs. WII products were firstly developed to assist climate-vulnerable farmers from developing countries where establishing a well-structured crop insurance market is expressively difficult due to the poor transport infrastructure and the prevalence of sparsely distributed small-scale farms. In Brazil, the semi-arid region stands out as the one that concentrates the ideal conditions for the implementation of a WII product since it houses thousands of climate-vulnerable family farmers. Seen this, the present study investigated the feasibility of a WII product for the Brazilian semi-arid region. A multidisciplinary approach based on meteorological, econometric and actuarial tools were employed, generating three distinct but complementary chapters. Firstly, it was shown that aridification is indeed a major threat to the livelihood of the population of the Brazilian semi-arid region. Secondly, it was identified that crop yield responses to weather conditions considerably vary in space and that an expressive portion of analyzed municipalities proved to have a low level of basis risk. Thirdly, a WII product was designed, priced and evaluated, proving to be effective in decreasing farmers’ downside risk. It is concluded, therefore, that it would be indeed feasible to establish a WII product in the semi-arid region of Brazil. Keywords: Feasibility. Weather Index Insurance. Brazil.","abstract_has_math":false,"creators":["Lavorato, Mateus Pereira"],"institution":"Universidade Federal de Viçosa","degree_name":null,"degree_level":null,"degree_discipline":null,"degree_department":null,"school":null,"contributors":["Ozaki, Vitor Augusto"],"advisors":["Braga, Marcelo José"],"committee_chairs":[],"committee_members":[],"year":2020,"date_issued":"2020-09-25","date_published":"2020-09-25","updated_at":"2026-07-24T01:21:37Z","subjects":["Seguro agrícola","Climatologia agrícola","Clima de regiões áridas","Estudos de viabilidade - Brasil"],"languages":["eng"],"rights":["Acesso Aberto"],"rights_urls":[],"identifier_entries":[]},"links":{"outbound_url":"https://locus.ufv.br//handle/123456789/28320","outbound_label":"Repository record","outbound_source":"dc:identifier.uri"},"metadata_groups":[{"id":"people","label":"People","entries":[{"key":"dc:contributor","label":"Contributor","values":["Ozaki, Vitor Augusto"]},{"key":"dc:contributor.advisor","label":"Advisor","values":["Braga, Marcelo José"]},{"key":"dc:creator","label":"Author","values":["Lavorato, Mateus Pereira"]}]},{"id":"academic_context","label":"Academic Context","entries":[{"key":"dc:date.accessioned","label":"Dc Date Accessioned","values":["2021-09-22T13:41:16Z"]},{"key":"dc:date.available","label":"Dc Date Available","values":["2021-09-22T13:41:16Z"]},{"key":"dc:date.issued","label":"Date","values":["2020-09-25"]},{"key":"dc:publisher","label":"Institution","values":["Universidade Federal de Viçosa"]},{"key":"dc:type","label":"Dc Type","values":["Tese"]}]},{"id":"subjects_keywords","label":"Subjects and Keywords","entries":[{"key":"dc:subject","label":"Dc Subject","values":["Seguro agrícola","Climatologia agrícola","Clima de regiões áridas","Estudos de viabilidade - Brasil"]}]},{"id":"language_rights","label":"Language and Rights","entries":[{"key":"dc:language.iso","label":"Language (ISO)","values":["eng"]},{"key":"dc:rights","label":"Dc Rights","values":["Acesso Aberto"]}]},{"id":"identifiers","label":"Identifiers","entries":[{"key":"dc:identifier.uri","label":"Identifier URI","values":["https://locus.ufv.br//handle/123456789/28320"]}]},{"id":"additional","label":"Additional Metadata","entries":[{"key":"dc:description.abstract","label":"Abstract","values":["Weather index insurance (WII) has long been advertised as a viable alternative to overcome issues related to crop yield insurance products like information asymmetry and high transaction costs. WII products were firstly developed to assist climate-vulnerable farmers from developing countries where establishing a well-structured crop insurance market is expressively difficult due to the poor transport infrastructure and the prevalence of sparsely distributed small-scale farms. In Brazil, the semi-arid region stands out as the one that concentrates the ideal conditions for the implementation of a WII product since it houses thousands of climate-vulnerable family farmers. Seen this, the present study investigated the feasibility of a WII product for the Brazilian semi-arid region. A multidisciplinary approach based on meteorological, econometric and actuarial tools were employed, generating three distinct but complementary chapters. Firstly, it was shown that aridification is indeed a major threat to the livelihood of the population of the Brazilian semi-arid region. Secondly, it was identified that crop yield responses to weather conditions considerably vary in space and that an expressive portion of analyzed municipalities proved to have a low level of basis risk. Thirdly, a WII product was designed, priced and evaluated, proving to be effective in decreasing farmers’ downside risk. It is concluded, therefore, that it would be indeed feasible to establish a WII product in the semi-arid region of Brazil. Keywords: Feasibility. Weather Index Insurance. Brazil.","O seguro paramétrico de índice climático (WII) é, há muito, propagandeado como uma alternativa viável para contornar os problemas relacionados ao seguro baseado em produtividade, como a assimetria de informações e os altos custos de transação. O WII foi inicialmente desenvolvido para ajudar os agricultores climaticamente vulneráveis residentes em países em desenvolvimento, onde o estabelecimento de um mercado de seguro rural bem estruturado é consideravelmente difícil devido à uma infraestrutura de transporte deficiente e à prevalência de pequenas propriedades esparsamente distribuídas. No Brasil, a região semiárida se destaca como aquela que concentra as condições ideais para a implantação de um produto WII por abrigar milhares de agricultores familiares climaticamente vulneráveis. Visto disso, o presente estudo investigou a viabilidade de um produto WII para o semiárido brasileiro. Para tanto, foi utilizada uma abordagem multidisciplinar baseada em ferramentas meteorológicas, econométricas e atuariais, dando origem a três capítulos distintos, porém complementares. Primeiramente, foi demonstrado que a aridificação é, de fato, uma grande ameaça à subsistência da população da região semiárida. Em segundo lugar, identificou-se que as respostas da produtividade agrícola às condições climáticas variam consideravelmente no espaço e que uma parcela expressiva dos municípios analisados apresentou um baixo risco de base. Em terceiro lugar, um produto WII foi projetado, precificado e avaliado, o qual provou ser eficaz na redução do risco enfrentado pelos agricultores. Conclui-se, assim, que seria de fato viável desenvolver um produto WII para o semiárido brasileiro. Palavras-chave: Viabilidade. Seguro Paramétrico de Índice Climático. Brasil."]},{"key":"dc:title","label":"Title","values":["Assessing the feasibility of a weather index insurance for the semi-arid region of Brazil"]}]}],"canonical_facts":{"dc:contributor":["Ozaki, Vitor Augusto"],"dc:contributor.advisor":["Braga, Marcelo José"],"dc:creator":["Lavorato, Mateus Pereira"],"dc:date.accessioned":["2021-09-22T13:41:16Z"],"dc:date.available":["2021-09-22T13:41:16Z"],"dc:date.issued":["2020-09-25"],"dc:description.abstract":["Weather index insurance (WII) has long been advertised as a viable alternative to overcome issues related to crop yield insurance products like information asymmetry and high transaction costs. WII products were firstly developed to assist climate-vulnerable farmers from developing countries where establishing a well-structured crop insurance market is expressively difficult due to the poor transport infrastructure and the prevalence of sparsely distributed small-scale farms. In Brazil, the semi-arid region stands out as the one that concentrates the ideal conditions for the implementation of a WII product since it houses thousands of climate-vulnerable family farmers. Seen this, the present study investigated the feasibility of a WII product for the Brazilian semi-arid region. A multidisciplinary approach based on meteorological, econometric and actuarial tools were employed, generating three distinct but complementary chapters. Firstly, it was shown that aridification is indeed a major threat to the livelihood of the population of the Brazilian semi-arid region. Secondly, it was identified that crop yield responses to weather conditions considerably vary in space and that an expressive portion of analyzed municipalities proved to have a low level of basis risk. Thirdly, a WII product was designed, priced and evaluated, proving to be effective in decreasing farmers’ downside risk. It is concluded, therefore, that it would be indeed feasible to establish a WII product in the semi-arid region of Brazil. Keywords: Feasibility. Weather Index Insurance. Brazil.","O seguro paramétrico de índice climático (WII) é, há muito, propagandeado como uma alternativa viável para contornar os problemas relacionados ao seguro baseado em produtividade, como a assimetria de informações e os altos custos de transação. O WII foi inicialmente desenvolvido para ajudar os agricultores climaticamente vulneráveis residentes em países em desenvolvimento, onde o estabelecimento de um mercado de seguro rural bem estruturado é consideravelmente difícil devido à uma infraestrutura de transporte deficiente e à prevalência de pequenas propriedades esparsamente distribuídas. No Brasil, a região semiárida se destaca como aquela que concentra as condições ideais para a implantação de um produto WII por abrigar milhares de agricultores familiares climaticamente vulneráveis. Visto disso, o presente estudo investigou a viabilidade de um produto WII para o semiárido brasileiro. Para tanto, foi utilizada uma abordagem multidisciplinar baseada em ferramentas meteorológicas, econométricas e atuariais, dando origem a três capítulos distintos, porém complementares. Primeiramente, foi demonstrado que a aridificação é, de fato, uma grande ameaça à subsistência da população da região semiárida. Em segundo lugar, identificou-se que as respostas da produtividade agrícola às condições climáticas variam consideravelmente no espaço e que uma parcela expressiva dos municípios analisados apresentou um baixo risco de base. Em terceiro lugar, um produto WII foi projetado, precificado e avaliado, o qual provou ser eficaz na redução do risco enfrentado pelos agricultores. Conclui-se, assim, que seria de fato viável desenvolver um produto WII para o semiárido brasileiro. Palavras-chave: Viabilidade. Seguro Paramétrico de Índice Climático. Brasil."],"dc:identifier.uri":["https://locus.ufv.br//handle/123456789/28320"],"dc:language.iso":["eng"],"dc:publisher":["Universidade Federal de Viçosa"],"dc:rights":["Acesso Aberto"],"dc:subject":["Seguro agrícola","Climatologia agrícola","Clima de regiões áridas","Estudos de viabilidade - Brasil"],"dc:title":["Assessing the feasibility of a weather index insurance for the semi-arid region of Brazil"],"dc:type":["Tese"]},"updated_at":"2026-07-24T01:21:37Z"}