Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 20 for “"student loan debt"”.
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Student loan debt influence on graduate degree attainment
<p>Student loan debt is an important topic up for discussion and has become a huge issue affecting multiple dimensions of today’s society. Undergraduate students are accruing more debt than ever to pay for college degrees, and recent trends in higher education report a raise in cost of tuition. …
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Certified nonprofit professionals early career decisions and college student loan debt
1 PDF file (vii, 124 pages)
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Opportunity Cost of Student Loan Debt Forgiveness: Testing the Impact of Four Policy Options on United States’ Economy
<p>Nearly 45 million Americans are trapped in a student loan debt. In total they owe more than $1.75 trillion. Research shows that such a high amount of debt harms the U.S. economy in several ways, preventing anything from small business development to new house purchases, and even weddings and …
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Debt and Decision-Making: the Impact of Student Loan Debt On Undergraduates' Choice of Major, Vocation, and Post-College Plans
… that indicates how undergraduates' degree of indebtedness affects their choice of major and career path. Furthermore, there is conflicting research about how undergraduate indebtedness impacts post-college plans (Millett, 2003; Nettles, 1989; Schapiro, O'Malley, & Litten, 1991; Weiler, 1994). To …
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The effects of consumer protection legislation on challenges pertaining to student loan debt : a case study of the Durban University of Technology
Submitted in fulfilment of the requirements of the degree of Master of Management Sciences specialising in Business Law at the Durban University of Technology, Durban, South Africa, 2023.
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You don't know how it feels to be me: an exploration of those who belong to online groups and communities dedicated to student loan debt information dissemination and reform
Student loan debt has become a topic of great economic and social concern. With this debt surpassing $1.2 trillion dollars – a staggering amount by any measure – the anxiety and alarm surrounding this issue cannot be overstated. This research aims to help the general public,scholars, and …
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Three Essays in Applied Microeconomics
In the first chapter, I measure the impact of student loan debt on young, college-educated workers' decisions regarding labor supply and enrollment in graduate school. I exploit variation in student loan debt driven by the formulas that determine Federal Student Aid in order to identify these …
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A Convergent Parallel Mixed Methods Examination of the Impact of Graduate Student Loan Balances on Overall Quality of Life Among Clinical Psychologists With PsyD Degrees
<p>Graduate student loan debt in psychology, particularly for those with Doctorate in Psychology (PsyD) degrees in clinical psychology, is highly problematic. Previous research has shown that student loan debt negatively impacts quality of life (QOL) by affecting subjective well-being (SWB) and …
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The Effect of Social Stratification on College Students' Academic Performance & Progress
… progress and how those variables affect a student’s decision to drop out of college. The researcher selected participants for this study from the database at a 4-year private HBCU located in the northern part of Jacksonville Florida. Many students enrolled in college encounter outstanding …
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A quantitative analysis of the relationship between current college students' levels of financial literacy and financial socialization.
Despite recent student loan debt forgiveness initiatives, college students are facing the highest amount of student loan debt in the history of the United States. This debt crisis has resulted from cultural and economic pressures to get a bachelor's degree, increasing tuition costs, and relatively …
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Parental Resources, Educational Progression, and Family Formation
… household worth, non-Hispanic Black and Hispanic students are more likely to graduate from high school and to enroll in college, yet remain less likely to graduate from college. For enrollment into professional or graduate school, the effect of parental resources is statistically nonsignificant. …
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Financial Cultural Capital: Cultural Capital in the Context of Higher Education and Federal Student Loans
… knowledge and experience of undergraduate students who have borrostudent loans. It also explores students' feelings about their loans. I surveyed 100 undergraduate students who had contracted student loans to gather information about their knowledge of financial instruments and feelings …
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Performance funding 2.0 in higher education
As tuition and student debt at public institutions of higher education have grown substantially over the last decade, state governments have looked increasingly to performance funding programs to incentivize the efficient delivery of higher education, particularly by decreasing time-to-degree. Even …
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Reflections on a Promise: Student Experiences at a Two-Year Promise Institution and Their Educational Aspirations
<p>College students and their families have to shoulder more of the burden in college costs due to rising tuition. To deter students from adding to the national student loan debt, promise programs have been launched to eliminate cost as a barrier to postsecondary education. Programs vary in design …
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Does Experiential Learning Add Value in Financial Literacy Education: A Qualitative Investigation
… over the last twenty years. Besides racking up student loan debt that averaged about $37,172 per student in 2016 (Marketwatch.com) millennials and those in Generation Z are also the most likely to engage in risky financial behaviors like payday loans, pawnshops and tax refund advances (PwC, …
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The Decision To Pursue Pharmacy Residency Training: Motivators, Barriers, And The Fear Of Missing Out (Fomo)
… the influence of Fear of Missing Out (FoMO) on student pharmacists when making postgraduate career decisions, including whether to pursue a residency. Data collection involved survey self-report (mixed mode approach) among student pharmacists (P2-P4) at four participating universities, to …
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Making Sense of Debt Financed Education from the Perspective of Young Adult Student Loan Borrowers: Does higher education still have value and meaning if you have to repay loans?
… success from the perspective of young adult student loan borrowers five years after graduating. Data for both studies were drawn from the Arizona Pathways to Life Success (APLUS) project. This sample borrowed during a period of changing economic conditions (i.e., 2008-2016). In the first …
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Essays on the macroeconomic implications of financial frictions
… first chapter investigates the implications of student loan debt on labor market outcomes. I begin by analytically demonstrating that individuals under debt tend to search less and end up with lower-paid jobs. I then develop and estimate a quantitative model with college entry, borrowing, and …
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International evidence and implications of student take-up of income share agreements on U.S. higher education
… Share Agreements (ISAs), often presented as “loan alternatives”, have the potential to address the student loan crisis and to provide protections to students’ income downside risks. Despite interest in implementing ISAs at the federal level and the growing number of ISA programs being offered, …
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The Design Plan for a Comprehensive Financial Literacy Program
… literacy tools are available to college students. Students of today face higher tuition and education-related costs, are less likely to receive grant funding to assist with their educational expenses, and are more likely to be in debt, carrying higher student debt loads than previous …