Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 15 of 15 for “"saving rates"”.
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Essays on Economic Policy: Income Inequality and Health Insurance
… time. In steady state, differences in household saving rates generate differences in household capital income. Households that save more accumulate more capital and have higher steady-state income. Tax policy affects the distribution of income through its influence on household saving rates. …
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Essays in Life Cycle Economies
… one of the stylized facts in the literature on savings. Among the oldest reported facts about savings behavior in cross section data, is that the fraction of income saved by households is increasing in household income. Furthermore, the differences in saving rates can be of considerable …
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An analysis of funding liquidity risk in the South African banking system
… five explanatory variables, namely: household saving rates; retail deposit rates; corporate saving rates; wholesale deposit rates; and the Johannesburg Stock Exchange (JSE) All Share Index, with the aid of the multiple regression analysis method. The regression analysis was performed on data …
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Micro-econometric studies of how government programs affect labor supply and saving in Mexico
… effects of different government programs on the savings and labor supply behavior of Mexican households and individuals. The first two chapters deal with household saving behavior and government intervention. Chapter 1 assesses the impact of increasing financial access on low-income people saving …
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A Directed Acyclic Graph Demonstrating The Effects Of Population Aging On Saving And Interest Rates In Europe
… will have significant effects on labor supplies, saving rates, and by extension investment and interest rates. This thesis examines a number of economic studies that attempt to project the impacts of population aging to European economies. A number of theories and assumptions concerning private, …
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A comparison of household saving motives between Chinese and Americans
… of this study is to compare the household saving motives between Chinese and Americans. The two datasets used in this study are from the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances in the United States. The likelihood of reporting …
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Essays on household finance
… whether credit demand is sensitive to interest rates, to the prominence of interest rate disclosure, and to nudges. Consumer credit regulations usually require that lenders disclose interest rates. However, lenders can evade the spirit of these regulations by concealing rates in the fine print …
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Testing the asymmetric effects of Interest Rates in Botswana: A NARDL Approach to the McKinnon-Shaw hypothesis
… impacts of the asymmetric effects of interest rates on savings, investment and economic growth by employing a Nonlinear Autoregressive Distributed Lag (NARDL) approach to the McKinnonShaw hypothesis in Botswana. More precisely, the study seeks to test the asymmetric effects of interest rates on …
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Fertility And Economic Growth
… on the relation between fertility and wage rates and examines the effects on fertility and growth of subsidies for education and for the cost of rearing children by assuming that agents care about the consumption and number of children. Without education, this model reconciles two …
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Three Essays on Financial and Trade Integration
… variables such as reproducible capital share. Saving rates, foreign direct investment, and international trade are essential determinants of this conditional convergence. There is no evidence that debt financial flows reduce the global difference in the marginal product of capital. …
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ESSAYS ON HOUSEHOLD DEMAND FOR CREDIT CARDS, BANKRUPTCY AND OVER-SPENDING
… investigates the effects of borrowing and saving attitudes on household decision to file for personal bankruptcy. The total non-commercial bankruptcy filings increased from 560,682 cases in 2006 to 784,079 in 2007. This increase continued through 2008 and the first quarter of 2009, with …
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Essays in International Macroeconomics
… which I construct as how countries' growth rates covary with the stochastic discount factor of a representative international investor. The idea is to capture the extent to which investments in a foreign economy provide a hedge against the investor's overall risk. My key new empirical …
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Essays in Financial Economics
… funds (TDFs) as default options in retirement saving plans. Young retail investors who start at an employer shortly after it adopts TDFs have higher equity shares than those who start at that same employer shortly before the change in defaults. Older investors rebalance more to safe assets. We …
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A dynamic life cycle model for Germany with unemployment uncertainty
This work analyzes the saving and consumption behavior of agents faced with the possibility of unemployment in a dynamic and stochastic life cycle model. The intertemporal optimization is based on Dynamic Programming with a backward recursion algorithm. The implemented uncertainty is not based on …
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The impact of domestic savings, financial depth, and financial innovation on economic growth in sub-Saharan African countries
… presented in separate chapters are: 1) domestic savings and economic growth, 2) financial depth and economic growth, and 3) financial innovation and economic growth. The first paper: ‘Domestic savings and economic growth' investigates the threshold effect of domestic savings on economic growth in …