Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 17 of 17 for “"retirement saving"”.
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Young people and retirement: saving for the future
… to save more in Personal Accounts or alternative retirement saving vehicles. Young people wishing to retire before the state pension age will need to save even greater amounts. Despite the implications of these reforms for young people, retirement saving amongst young people is an under-researched …
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Existence Impacts of Retirement Saving Programs under Heterogeneous Hyperbolic Agents
Consumption-saving behaviour of individuals has been contemplated since the early days of economics. Increasing pressure on the current public pension system in Europe has raised new questions for consumption-saving analysis concerning retirement saving. Several studies using the tools of the …
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INVESTING, POLITICS, AND TIME: HOW TEMPORAL FRAMING CAN OVERCOME PARTISAN MOTIVATED REASONING TOWARDS RETIREMENT SAVING
Americans are not financially prepared for retirement and the World Economic Forum (2019) is forecasting the US retirement savings gap to grow consistently for the next three decades. Addressing this retirement savings gap will almost certainly require individuals to increase their retirement …
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Essays on Strategic Behavior and Economic Decision-Making: Evidence from Retirement Saving, Insurance, and Intergenerational Contexts
… increase employees’ intended engagement with retirement savings. The effects are particularly strong among individuals with no prior enrollment in private retirement plans. The findings suggest that the observed behavioral responses are consistent with a behavioral activation mechanism, …
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A taxing incentive? a comparison of retirement saving using discretionary investment and Regulation 28 in a Life-Cycle Model
… asset allocation and reduce investment risk for retirement savings when contrasted to discretionary investment. A quantitative risk and return analysis was performed using available data for Regulation 28 compliant funds and the Johannesburg Stock Exchange indices. The analysis considers two …
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A comparison of household saving motives between Chinese and Americans
… of this study is to compare the household saving motives between Chinese and Americans. The two datasets used in this study are from the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances in the United States. The likelihood of reporting …
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Women's Retirement Income Satisfaction and Saving Behaviors
Retirement saving research frequently has investigated the differences between working men and working women and primarily focused on the near retirement and retirement years. There is limited research targeting young to old working-age women including those who do not work for pay and are …
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Essays in Financial Economics
… we pose the question: how do workers value retirement benefits relative to wages and what impact do these benefits have on firm hiring? We find that dollars paid in employer contributions to 401(k) plans have nearly double the effect on a firm's recruiting success than dollars paid in wages. …
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Retirement planning practices and strategies for agricultural producers
This study examines the current retirement strategies of agricultural producers, determines farmers’ levels of investment and financial planning knowledge, and makes recommendations for the construction of a computer-based expert system to assist producers in developing retirement plans and …
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Essays in Public Economics
… the effect of raising contribution limits on retirement saving by exploiting the ‘catch-up limit’ provision, a rule which allows those over the age of 50 to make higher IRA and 401(k) contributions than those under 50. Using a regression discontinuity design, I find that eligibility for …
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Essays in Empirical Policy Evaluation: COVID-19 fiscal policy and the early release of superannuation
… of the spending response and pre-withdrawal saving behaviour. The program therefore presents a sharp trade-off between effective macroeconomic stimulus and suboptimal retirement saving policy. Finally, we detail how the extraordinary level of fiscal response during COVID-19 has put pressure …
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Essays in Empirical Policy Evaluation: COVID-19 fiscal policy and the early release of superannuation
… of the spending response and pre-withdrawal saving behaviour. The program therefore presents a sharp trade-off between effective macroeconomic stimulus and suboptimal retirement saving policy. Finally, we detail how the extraordinary level of fiscal response during COVID-19 has put pressure …
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New statistical techniques for designing future generation retirement and insurance solutions
… techniques for designing future generation retirement and insurance solutions. It addresses two major challenges for retirement and insurance products: asset allocation and policyholder behavior. In the first part of the thesis, we focus on estimating the covariance matrix for …
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Essays on Pension Policies and Temptation Preferences
… of some government policies regarding retirement incomes, namely the Australian old age pension and mandatory retirement saving through superannuation. Using an overlapping generations model for a small open economy, I investigate the effect of introducing an adjustable (non-linear) …
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Life cycle investment behavior, demographics and asset prices
… through transactions accounts, mutual funds, retirement plans, etc., making them net negative investors in financial assets on average. In contrast, households with heads between ages 40 and 60, tend to provide substantial amounts of credit to financial markets. Much of this saving is, at …
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Retirement Provision among the Black and Minority Ethnic Group in the UK
Retirement provision is an important aspect of financial decision making that can influence the financial quality of life experienced by individuals in old age, regardless of their ethnic group. However, individuals belonging to the Black and Minority Ethnic (BME) group are more financially …
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Essays on Retirement Behavior during the Housing Boom and Bust
… housing market and the local foreclosure rate on retirement during the housing bust periods. The second chapter creates a dynamic programming life-cycle model with the housing wealth and uses the Method of Simulated Moments to systematically study the retirement and saving behavior during the …