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Showing 1 to 2 of 2 for “"profit scoring"”.
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Data-driven Investment Decisions in P2P Lending: Strategies of Integrating Credit Scoring and Profit Scoring
… (P2P) lending. In evaluating loans, credit scoring and profit scoring are the two widely utilized approaches. Credit scoring aims at minimizing the risk while profit scoring aims at maximizing the profit. This dissertation addresses the strengths and weaknesses of each scoring method by …
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A CREDIT ANALYSIS OF THE UNBANKED AND UNDERBANKED: AN ARGUMENT FOR ALTERNATIVE DATA
… alternative and traditional data yields a higher profit for the lender, rather than using either data alone. Additionally, Chapter 3 advocates for the use of loss functions that aligns with a lender's business objective of making a profit.</p>