Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 5 of 5 for “"payday lending"”.
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Regulating Payday Lending
The 2017 Rule on Payday, Vehicle Title, and Certain High-Cost Installment Loans issued by the Consumer Financial Protection Bureau (CFPB) aimed to curb debt traps and better protect consumers from predatory small-dollar lending practices. By mandating ability-to repay analyses, limiting rollovers, …
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ESSAYS IN HEALTH ECONOMICS
… In the first chapter, I study state-imposed payday lending bans on suicide, fatal drug overdoses, and fatal alcohol poisoning over the period 1999 to 2016. Payday lenders oer \quick cash" and charge high fees relative to the principle loan amounts. I combine the restricted-use National Center …
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Race and Consumption: Consumer Markets and the Production of Racial Inequality
… credit. Using CES data and data on variation in payday lending laws across states, this chapter shows that differences in access to credit at the state-level are is associated with significant variation in the size of the racial spending gap. The final chapter provides general conclusions and …
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Essays On Labor Economics And Public Policy
… Despite a dozen studies, the welfare effects of payday credit are still debatable. We contribute new evidence to the debate by studying how payday credit access affects bank overdrafts (such as returned checks), bankruptcy, and household complaints against lenders and debt collectors. We find …
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The Regulation and Development of the British Moneylending and Pawnbroking Markets, 1870-2016.
… the regulation and development of the moneylending and pawnbroking markets in Britain since the 1870s. The six regulatory episodes examined illustrate how the role of state intervention in these markets has been debated, and how it has evolved. The thesis asks: what were the motivations for …