Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 13 of 13 for “"mortgage loan"”.
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Does property market risks matter in commercial mortgage loan pricing : an inquiry into the determinants of commercial mortgage loan spread
… approach to test the determinants of commercial mortgage loan pricing at origination. The determinants include capital market risk, property market risks, mortgage terms and property characteristics. Taken into consideration of the endogenous factor between loan spread and LTV ratio, we use the …
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Credit risk models for mortgage loan loss given default
… been given access to a<br/>dataset on defaulted mortgages kindly provided by a major UK bank, this work<br/>first investigates the Loss Given Default (LGD) of mortgage loans with the<br/>development of two separate component models, the Probability of Repossession<br/>(given default) Model and …
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The probability of Chinese mortgage loan default and credit scoring
… consumer lending especially in credit cards and mortgages. Credit scoring has not been widely used in business lending because business loan differ substantially across household borrowers, making it more difficult to build up an accurate scoring method. However, this has changed. The complexity …
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Statutory Rate Ceiling Significance to Interstate Mortgage Loan Capital Mobility
Made available in DSpace on 2014-12-14T14:17:08Z (GMT). No. of bitstreams: 1 7913579.pdf: 3619369 bytes, checksum: 685c38cf2f36a93b47432d3075101860 (MD5) Previous issue date: 1978
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Agency risk in CMBS default resolution : a case study of the Peter Cooper Village - Stuyvesant Town mortgage loan default
… approximately $410 billion of maturing CMBS loans are expected not to able to refinance; that is, they are in high risk of default. The current real estate downturn has not only pushed delinquencies to a historic high but has also inflicted losses to bondholders. When losses are realized …
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Investigating the changes in mortgage loan in the UK retail banking sector : a review of the financial crisis in the resulting implications on households.
… in the market for the demand and supply of mortgage loans. This study therefore aims at investigating the extent of these changes and the resulting implications. It further explores households’ choice of mortgage provider and homeownership status. Using a longitudinal study, data was …
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Does Artificial Intelligence Bias Exist in Mortgage Underwriting Software? Investigating Bias, Regional Disparities, and Fair AI Models
… Zou and Khern's (2022) analysis of AI Bias in Mortgage Applications. They used the Home Mortgage Disclosure Act (HMDA) dataset from the Federal Financial Institution Examination Council's (FFEIC) website to review mortgage loan data from 2019 to determine if there was bias in the AI mortgage …
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Regulating Payday Lending
… Vehicle Title, and Certain High-Cost Installment Loans issued by the Consumer Financial Protection Bureau (CFPB) aimed to curb debt traps and better protect consumers from predatory small-dollar lending practices. By mandating ability-to repay analyses, limiting rollovers, and enhancing disclosure …
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Essays on Structured Finance and Housing Markets
… This led to the collapse of markets for mortgage-backed securities, and to a precipitous fall in their ratings. This thesis studies the downgrading of mortgaged-backed Collateralized Debt Obligation (CDO), and the factors that drive mortgage default loans. In Chapter 1, I look at the CDO …
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Analisis penerapan asuransi dalam pembiayaan kredit pemilikan rumah (KPR) pada PT. Bank Tabungan Negara (Persero), Tbk. Kantor Cabang Syariah Malang
… made home bank financing products issuing home loans, such as mortgage (mortgage). To address the risk that happens, it would require a transfer of risk to another party through insurance. In this study, BTN Syariah insured mortgage loan types in the mortgage life insurance and fire insurance. …
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Three Essays in Banking
… 2007-2009. Using extensive micro-level data on mortgage loan applications, I construct a measure of the supply of credit that is free from demand-side bias. I then use this measure of credit supply to estimate the effect of cross-sectional differences in unused lines of credit and core-deposit …
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Ekonomická analýza cash flow nízkoenergetických staveb RD
Předmětem diplomové práce je analýza provozních nákladů domácnosti v domech různé energetické kategorie. Teoretická část je proto věnována problematice pasivních domů, kde jsou vysvětleny jejich principy a odlišnosti od standardní výstavby. V praktické části je na konkrétním příkladu rozebrán …
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Market Sentiments and the Housing Markets
This paper has three chapters. In the first chapter, we develop a measure of housing sentiment for 24 cities in China by parsing through newspaper articles from 2006 to 2017.We find that the sentiment index has strong predictive power for future house prices even after controlling for past price …