Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 13 of 13 for “"loan terms"”.
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The effect of cash constraints on smallholder farmer revenue
… forms of government intervention, storage and loan provision. We fully characterize market equilibrium conditions under the base scenario of no government intervention, analyzing how price conditions, number of farmers, and severity of cash constraints impact farmer behaviour. We then …
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Private Debt Syndicates: Governance, Networks, and Syndicate Structure
… CFOs negotiate more flexible contracts and lower loan spreads. More favorable loan terms do not appear to be inappropriate as these borrowers do not subsequently under-perform relative to their peers. I conclude that CFO centrality decreases information asymmetries and agency problems through …
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Climate Change and Residential Mortgage Lenders
… in the area of climate change). Case study 1: Loan amounts and rejection rates – extreme heat Research questions: How does the volume of mortgages originated in the US counties that are most vulnerable to future heat waves, compare to such counties' share of land area, economic importance and …
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Regulating Payday Lending
… Vehicle Title, and Certain High-Cost Installment Loans issued by the Consumer Financial Protection Bureau (CFPB) aimed to curb debt traps and better protect consumers from predatory small-dollar lending practices. By mandating ability-to repay analyses, limiting rollovers, and enhancing disclosure …
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RESEARCH ON POLICY-BASED FINANCIAL SUPPORT FOR TECHNOLOGY INNOVATION OF CHINESE ADVANCED MANUFACTURERS
… that is, giving preferential treatment in terms of interest rates, loan terms, guarantee conditions, etc., and selectively funding with a view to cultivating specific strategic industries. In 2015, in order to promote the development of the manufacturing industry, China released the …
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Its not you, its me: an analysis of Multilateral Bank Finance in Botswana
… finally, better negotiated positions with MDB loan terms given the country's strong credit rating. Botswana's approach to multilateral bank finance reflects a well-managed and prudent economic strategy that balances the need for external support with long-term fiscal sustainability.
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Essays on corporate bank loan contracting
… is comprised of two essays on corporate bank loan contracting. The purpose of the first essay is to investigate the effect of loan's designated purpose on loan agreement contracting terms, as well as to examine whether lenders apply different standards to assess the value of borrower's …
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Who is financing development and how? : a survey of the 100 largest projects in the U.S.
… of the real estate developer, a snapshot of the loan terms currently being offered in the market. The owners of each of one hundred of the largest retail, office, multifamily, hotel and mixed-use development projects in the U.S. were contacted and questioned regarding their recent experience in …
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Secure property rights and access to small enterprises' (SEs) credit: a comparative study of Ghana and England
… property title was not found to influence the loan terms that businesses are offered neither was there evidence that it guarantees access to credit. Even though in England the eligibility of property was not dependent on whether it is registered or not, lenders also did agree that the …
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The Effects of Consumer Loan Application Formats and Advertised Terms on Consumer Borrowing Decisions
… repayment risk via the acceptance of longer loan terms. Extant research on consumer borrowing consists primarily of experiments designed to assess consumer choices and understand how consumers evaluate loan attributes in relation to one another within consumer borrowing contexts (Kamleitner, …
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Three essays in corporate finance
… Satisfaction: Evidence from Yelp Ratings and SBA Loans, demonstrates the financial and real consequences of customer satisfaction using a novel and comprehensive Yelp dataset. I show that Yelp ratings are significant indicators of business outcomes in a regression discontinuity design setting. A …
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Investigating alternative funding sources for community equity ownership in renewable energy projects in South Africa
… the renewable energy industry, can bring in terms of job creation, economic growth and the exploitation of abundant natural resources. In addition to the REI4P, the Government has also been compelled to seek to expand energy supply in the country, in general, due to the energy crisis, which …
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Measurement of SME risk and its relationship with SME operating characteristics: An empirical study in Malaysia
… to lenders and can assist them in pricing their loans to SMEs. The finding that neither firm size nor age are not statistically significantly correlated with SME risk has implications for loan terms and bargaining. The research concludes that PP beta, used in conjunction with a probability of …