Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 17 of 17 for “"loan size"”.
-
Financial sustainability of rural microfinance institutions (MFIs) in Tanzania
… type, cost per borrower, product type, MFI size, number of borrowers, yield on gross loan portfolio, level of portfolio at risk, liquidity level, staff productivity, and the operating efficiency affect the financial sustainability of rural microfinance institutions in Tanzania. The study …
-
Institutions and development: Evidence from Vietnam
… credit rationing, and thus increases equilibrium loan size and interest rate. The second part argues that religious affiliation at both household and community levels increases contract enforcement. Therefore, in case of credit rationing, religious households, by paying higher interest rate, would …
-
Analysis of Financial Performance and Sustainability of Microfinance Institutions in Tanzania: A Case of selected SACCOS in Mtwara Municipal
… pattern, levels of interest charged on loans, Loan portfolio looking at loan size, repayment terms and pattern, and institutional capacity were used to measure the sustainability and performance of Saving and Credit Cooperative Societies. The study involved 15 SACCOS in Mtwara Municipal. …
-
Sustainability and Outreach: Analysis of Microfinance Banks in Nigeria
… labour cost, orientation, efficiency, gender and size of loans are the major drivers of microfinance banks‟ sustainability in Nigeria. While at the state level, microfinance banks sustainability is driven by orientation and loan size. Findings also showed that sustainable MFBs tend to be more …
-
Optimal bank portfolio choice and bank regulation: The Indonesian case
… equity B, and monitoring cost depends on project size. In this model loan size per entrepreneur and the number of loans become choice variables (this makes the intermediary able to economize monitoring cost by investing more in one project). The modification allows us to determine the optimal bank …
-
Three essays on patronage refunds and capital structure of farm credit system associations
… versus not paying patronage refunds. Increased loan size, higher capital ratio and larger interest margin are found to significantly increase the probability of paying patronage refunds. The bank district in which an association belongs also matters. Second, I examine the decision of how much …
-
Three Essays In Applied Econometrics
… discrete set of policy changes in the conforming loan limits that set the maximum loan size (conforming loans) that government-sponsored enterprises (GSEs) can purchase and securitize. I find that GSEs' purchase eligibility has increased the probability of loan origination by $\sim3\%$. Chapter 4, …
-
An investigation into the causes of customer loan default at the Agricultural Bank of Namibia, Oshakati branch
… has faced credit risk of borrowers not repaying loans on time as per the loan contract. This has resulted in financial losses to the ban . The Bank is concerned with the low rate of loan recovery on its scheduled loan instalments. This concem is due to clients defaulting, resulting in a …
-
Large-scale urban mixed-use development projects : recent trends in sources of financing, prospects for the future
… type focus of REITs, and diversification, loan size, and standardization of process of CMBS. Consolidation and segmentation trends in commercial banking were evident, however their effects on financing opportunities were unclear at the time of this study. Trends and changes in the capital …
-
Essays on financial institutions
… market. From a unique database of interbank loan transactions in Mexico, I observe that interest rates vary across different lender-borrower pairs. I find that this variation is driven by the variation across different banks in their cost from handling an excess or a deficit of liquidity. …
-
The economics of the Grameen Bank
… the bank has been able to recover 97% of its loans. This dissertation is an attempt to understand the intricacies of the Grameen Bank's credit program and to throw light on those features of its innovative institutional set-up that make it so successful in recovering its loans. The …
-
Performance of microfinance institutions in Sub-Saharan Africa: a cross country analysis of outreach, sustainability, efficiency and regulation
… The RE regression results showed that the gross loan portfolio, the interest rate, operating expenses to assets ratio, return on assets and return on equity are the main significant determinants of MFIs outreach in SSA. In the sustainability model estimation, the FE results show that a negative …
-
Access to debt finance and its determinants in Uganda: an empirical investigation of small and medium-sized enterprises (SMEs)
… lending rates, transaction costs, firm age, firm size, industry, financial transparency, collateral, education, entrepreneurial experience and gender as determinants of access to debt finance. To achieve the main objective and two subsidiary objectives, a survey was conducted based on a population …
-
Essays in Financial Economics
… Fintech lenders are more likely to originate loans with high loan-to-value ratio (LTV) and particularly high debt-to-income ratio (DTI), possibly working through greater loan size instead of lower income. Conditional on predicted default rate using only observables, ex-post default rate is not …
-
Market response to corporate loan announcements in New Zealand
… examining the information content of corporate loan announcements. While most of the previous literature is conducted extensively in the US, this thesis proposes to examine the market reaction to corporate loan announcements in the New Zealand context. Standard event study methodology is …
-
Microfinance and women empowerment in Bangladesh: Impact in economic, social and political dimensions.
… suggests the relationship of the amount of loan with household income, savings and control over finances, nevertheless, there is no relationship found with women’s geographic areas (rural, semi-urban and urban). Women’s engagement with income-generating activities and their long-term …
-
The Competing Risks of Prepayment and Default on the Single-Family Mortgage Market
… MSAs are chosen from a sample Single-family Loan-Level Dataset constructed by Freddie Mac based on high simultaneous prepayment and default rates. The results are estimated by a discrete time competing risks model based on restricted multinomial logit. Two different combinations of dependent …