Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 678 for “"lending"”.
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Community development lending : case studies of commercial bank lending programs
Thesis (M.C.P.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 1989.
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Regulating Payday Lending
… protect consumers from predatory small-dollar lending practices. By mandating ability-to repay analyses, limiting rollovers, and enhancing disclosure requirements, the rule sought to shield borrowers from unfavorable loan terms and harmful products. This paper investigates whether the CFPB …
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Soverign lending spreads
This thesis studies the determinants of sovereign lending spreads. The objective of the first chapter is to identify and disentangle various risks embodied in foreign currency denominated sovereign bond spreads. Its empirical approach tries to attribute the explanatory power of country fundamentals …
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Essays on Retail Lending
… dissertation consists of three essays on retail lending. In the first essay, using data from Lending Club and Prosper, the two largest peer-to-peer lenders in the U.S., I provide evidence of adverse selection in the online personal lending market. Borrowers who were rejected by a competitor are …
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Three Essays in Lending
… literature findings on the subprime crisis that lending standards had been relaxed. The first two papers examine changing characteristics of lending under relaxed lending standards. The lending characteristics in 1998 are compared to 2007. The period 1998 is the period when subprime lending was …
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Bank Lending and Relationship Capital
I develop an equilibrium theory of bank lending relationships in an economy subject to search frictions and limited enforceability. The model features a dynamic contracting problem embedded within a directed search equilibrium with aggregate and bank-specific uncertainty. The interaction between …
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Bank Ownership and Lending Behaviour
… analysing the impact of bank ownership on bank lending behaviour in developed and emerging market economies. It empirically investigates this issue in the following three areas. First, it explores the lending behaviour of banks with different ownership types during normal and financial crisis …
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Two Essays on Lending and Monitoring
… using a novel identification approach based on lending relationships. Using a large dataset of syndicated loans originated in the US over the period from 1995-2008, I find that borrowers trade off monitoring benefits with covenant-created hold-up costs, such that the effect of lending …
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ESSAYS ON THE FINTECH LENDING MARKET
… consists of two essays on the FinTech lending market. I explore default in the FinTech lending market using a dataset of both extensive credit and soft information for borrowers from the largest FinTech lender in the United States. In the first essay, I study the default risk in this …
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Essays on Peer to Peer Lending
The Peer-to-Peer (P2P) lending model has become increasingly popular in China in recent years. In 2012, there are only 298 P2P platforms operating in China and loan volume is 22.9 billion RMB while in the first half of 2018, there are 1881 P2P platforms and trading volume has reached 7.33 trillion …
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Liquidity and agricultural lending in Malawi
… potentials. This is partly explained by low lending levels towards the agricultural sector by financial institutions. However, just as elsewhere, commercial banks in Malawi are under international obligations of ensuring financial stability by undertaking liquidity management framework and …
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Essays on peer-to-peer lending
… of three chapters on the peer-to-peer (P2P) lending market. All three chapters are based on data from the same U.S.-based P2P lending online platform, LendingClub. In Chapter 1, I study the funding rate of loans in the primary market. I use a large dataset of LendingClub's daily primary …
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Lending a hand : an exploration of Toronto's values-based Lenders, and the role of relationships in SME lending
… explores the current state of values-based lending to SMEs in Toronto, Canada. The Toronto financial market is dominated by a handful of large domestic banks; however, there is a gap between the credit requirements of SMEs, and what the traditional banking market is willing and able to …
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Three Essays On The Bank Lending Channel
… commodity demand via relative prices. The bank lending channel (BLC) proposes an additional effect via the quantity of loans. This has found its way into economic textbooks, although it remains empirically controversial. I present various theoretical criticisms of the BLC and its building block, …
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Systemic risk in the interbank lending market
… to understand the functioning of the interbank lending market in times of market stress. Working towards this goal, we conduct theoretical analysis and simulation to study the effects of network structure and shock scenarios on systemic risk in the market. We consider shocks of various sizes at …
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Auto credit quotation accuracy and truth-in-lending
Digitized by Kansas Correctional Industries
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Auto credit quotation accuracy and truth-in-lending
Digitized by Kansas Correctional Industries
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Bank lending and monetary policy transmission in Germany
This study investigates the credit channel in the transmission of monetary policy in Germany by means of a structural analysis of aggregate bank loan data. We base our analysis on a stylized model of the banking firm, which specifies the loan supply decisions of banks in the light of expectations …
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