Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 20 of 22 for “"insurance contract"”.
-
The impact of material non-disclosure and misrepresentation in South African insurance law : a comparative study
Section 53 of the Short-term Insurance Act 53 of 1998 and section 59 of the Long-term Insurance Act 52 of 1998 deal with misrepresentation, and denies the parties to the insurance contract of the common law right to cancel the policy on the ground of misrepresentation, unless such misrepresentation …
-
The effect of the universal "treating customers fairly" principles and the new policyholder protection rules on insurance claims in South Africa
… has finally been formally promulgated into the Insurance sector of South Africa via the 2017 Policyholder Protection Rules (2017 PPR's). It has been a long-standing initiative by the market conduct regulator of the financial sector, that instils confidence in consumers and provides proper …
-
Dependent risk modelling in (re)insurance and ruin
… by the observation that the classical (re)insurance risk modelling assumptions of independent and identically distributed claim amounts, Poisson claim arrivals and premium income accumulating linearly at a certain rate, starting from possibly non-zero initial capital, are often not …
-
A comparison of methods for modelling rates of withdrawal from insurance contracts
Withdrawal from insurance contracts can be a significant risk for insurers. Withdrawal rates can be difficult to predict because withdrawal is influenced by a number of inter-related factors related to, inter alia, the sales process, characteristics of the insurance contract, characteristics of the …
-
Il contratto di assicurazione sulla vita a favore di terzo: alternativa al testamento?
Life insurance contract is a well-fitted instrument to ensure wealth transmission as an alternative to last will and testament. The possibility to state or revoke the beneficiary indication by will and its effectiveness since the death of the insured, gives the opportunity to avoid the ban of …
-
Insurance law in England and Cameroon : a comparative study - with special reference to motor vehicle insurance.
… study is to examine the present state of Insurance law in Cameroon with particular reference to motor insurance, bringing out the fact that with the exception of certain areas, there exist two systems of insurance law in Cameroon; one in the English-speaking part and the other in the …
-
Testing for Hidden Information and Action in Automobile Insurance Market
… hidden information and action in the automobile insurance market using a data set from several Colombian insurers. To identify the presence of hidden information I find a common knowledge variable providing information on policyholder s risk type which is related to both experienced risk and …
-
Deductible Insurance and Nonlinear Pricing
In this paper the problem of pricing deductible insurance is studied in the case where individuals are allowed to self-select their level of deductibility. The model uses a continuous state system allowing for both full and partial losses with a slight modification to include positive probabilities …
-
Essays on optimal insurance design
… three chapters analyzing the optimal design of insurance contracts. I consider three relevant contexts that change the central trade-off between the provision of insurance and the provision of incentives. The first chapter analyzes the role of biased beliefs for the optimal design of static and …
-
The impact of IFRS 17 transition mechanisms legislated by tax authorities on the GloBE effective tax rate of South Africa headquartered insurers
… was preceded by the release of IFRS 17 Insurance Contracts in the same year and is issued by the International Accounting Standards Board. IFRS 17 is the culmination of a multi-year two phase project aimed at developing what is considered the first truly international insurance contract …
-
An evaluation of the proposed IFRS 4 Phase II measurement methodology: the impact of South African life insurers
Nearly 20 years after inception, the Insurance Accounting project of the International Accounting Standard Board (IASB) is nearing completion. The recently published June 2013 International Financial Reporting Standard 4 (IFRS 4) Exposure Draft represents a likely picture of the future of global …
-
Reforming the Law on Warranties, Disclosures and Misrepresentation in Cypriot Marine Insurance: Should Cyprus Follow the UK’s Insurance Act 2015?
Since the establishment of the first Cypriot insurance company, the country has been relying on English common law in resolving marine insurance disputes. Due to the lack of Cypriot marine insurance legislation and the hap-hazard manner in which Cypriot Courts decide cases, the purpose of this …
-
IFRS 17 and its effects on financial performance and the statement of financial position: a comparative analysis of the South African insurance companies including banks
In the South African market, insurance plays an important role by enabling businesses to manage risks they could not manage individually, while also reinvesting some of the premiums in South Africa to drive economic growth and create jobs. For individuals, insurance provides important protection …
-
Risk preferences and the poverty trap : a look at technology uptake amongst small-scale farmers in the Western Cape
… Furthermore, the theory suggests that insurance and credit can serve as effective tools in counteracting the mechanisms that create this type of persistent poverty. In this study, using data obtained from two separate samples of farmers in the Western Cape, we explore the validity of …
-
Essays in applied microeconomics
… to the nonlinear pricing common in health insurance contracts. Our empirical strategy exploits the fact that employees who join an employer-provided health insurance plan later in the calendar year face the same initial price of medical care but a higher expected end-of-year price than …
-
Essays on the Economics of Private and Social Insurance
… joint with Sylvia Klosin, studies the 'scope' of insurance. Distinct risks are typically insured separately. A single 'aggregate' contract that pays more when many shocks occur simultaneously, but less when positive shocks offset negative shocks, is utility-increasing absent moral hazard. However, …
-
Essays on Money and Credit: A New Monetarist Approach
… Credit with Limited Commitment and Theft Credit contracts and fiat money seem to be robust means of payment in the sense that we observe both monetary exchange and credit transactions under a wide array of technologies and monetary policy rules. However, a common result in a large class of models …
-
Under-insurance and the effect of the average clause on insurance contracts
Under-insurance can have dire consequinces for insurers if they are held liable for the full value of the damage that occurred while an insured only paid small premiums in relation thereto. It has become common practice under insurers to insert an average clause into insurance contracts to protect …
-
Essays in Corporate Finance
… their specific governance needs. Chapter 2, “D&O Insurance and IPO Performance: what can we learn from insurers?”, co-authored with Martin Boyer, provides new insights into the ability of directors’ and officers’ (D&O) insurers to price risk, and in particular risk related to governance …
Page 1 of 2