Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 6 of 6 for “"household credit"”.
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Household credit: Regulation, constraints and macroeconomic implications
Household credit is an ever-expanding part of modern financial systems with immediate real effects. This thesis addresses the consequences of regulatory measures on household credit markets. In Chapters 1 and 2, the personal bankruptcy institution of the type found in the United States is studied …
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Impacts of Household Credit on the Poor in Peri-urban Areas of Ho Chi Minh City, Vietnam
Access to credit is universally believed to be an effective tool to help the poor out of poverty. Yet the evidence for this has not considered all settings, especially the peri-urban areas of rapidly industrialising Asian countries. In these areas human capital is the main asset of the poor, so it …
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Habit Modification in Consumption: Theory and Evidence
… non-durables, the second emphasises the role of credit. The thesis concentrates on the latter model where the contractual nature of household credit produces a beneficial externality: credit erases the memory of ‘customary’ consumption and, thus, depletes the habit stock. The effect, however, is …
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Essays on Banking and Local Credit Markets
… consists of three chapters on banking and local credit markets. The first chapter studies the relationship between bank-specific capital and credit access in a new setting: bank branch closings in markets where the branch network is dense. Existing regulation in the U.S. is targeted toward areas …
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Essays on the Economics of Debt, Default and Housing Markets
… Thematically, they are linked by their focus on household credit constraints - be they exogenous regulatory constraints, as in Chapter 1, or endogenous constraints as in Chapters 2 and 3. The first chapter is joint work with Juan Castellanos Silvan and Gonzalo Paz-Pardo. We propose a joint model …
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Essays on Macroeconomic Dynamics, Credit Intermediation and Financial Stability
… we study the interaction between firm and household credit constraints over the business cycle. We construct a real business cycle model with explicit modeling of price and quantity side of housing. This allows us to include both firm and household financing frictions. The model is …