Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 9 of 9 for “"group lending"”.
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The economics of the Grameen Bank
… providing them with credit. Using an innovative group lending program, the bank has been able to recover 97% of its loans. This dissertation is an attempt to understand the intricacies of the Grameen Bank's credit program and to throw light on those features of its innovative institutional set-up …
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Social capital and microfinance
Chapter one is titled "Social Capital and Group Banking." Lending to the poor is costly due to high screening, monitoring, and enforcement costs. Group lending advocates believe individuals are able to select creditworthy peers, monitor the use of loan proceeds, and enforce repayment better than an …
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Microcredit and Savings
… (or microfinance in broader terms), to group of poor borrowers in order that they may engage in income generating activities. Conventional banks usually do not consider the poor as bankable due to a lack of collateral and the incidence of high costs and risks. Grameen Bank's peer lending …
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Essays on development finance
… However, the theoretical prediction that group lending will crowd out informal insurance is not borne out by experimental evidence. While observed levels of informal insurance fall well short of the constrained Pareto frontier under both individual and joint liability, joint liability …
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Access to finance and poverty reduction : an application to rural Vietnam
… financial technologies, such as joint-liability group lending or lending through partnership with social/information intermediaries may enhance information availability and reduce transaction costs. The poverty reduction approach that many policy makers have been following has failed to generate …
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Financial sustainability of rural microfinance institutions (MFIs) in Tanzania
… interest rates charged, differences in lending type, cost per borrower, product type, MFI size, number of borrowers, yield on gross loan portfolio, level of portfolio at risk, liquidity level, staff productivity, and the operating efficiency affect the financial sustainability of rural …
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Gender Bias in Microlending: Do Opposites Attract?
<p>This study exploits a quasi-random assignment of clients to loan officers using a unique database and survey from a large microfinance bank in Nigeria to show that opposite-sex preferences affect credit demand and supply. We find that clients matched to loan officers of the opposite gender are …
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Essays in economic development and education
… clients were randomly assigned to repayment groups that met either weekly or monthly during their first loan cycle and then graduated to identical meeting frequency for their second loan. Long-run survey data and a follow-up public goods experiment reveal that clients initially assigned to …
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Microfinance Usage And Living Standards In Kenya Microfinance Usage And Living Standards In Kenya
… other modes of savings include mobile money, group savings and secret hiding places. The majority of the households held one (1) credit facility and one (1) saving facility and 1.14% of the households that held loan facilities obtained these from microfinance institutions. Interestingly, the …