Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 11 of 11 for “"government-sponsored enterprises"”.
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Reform of Chinese State-owned Entities in Financial Sector
… and make comparisons between them and American government-sponsored enterprises. Because there are many similarities between the establishment and development of Chinese state-owned entities and American government-sponsored enterprises, the American experience might indicate a clear path to the …
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Federal mandates and mortgage supply : regression discontinuity analyses of the community reinvestment and GSE Acts.
… of the Community Reinvestment Act (CRA) and the "Government-Sponsored Enterprises (GSE) Act", laws requiring banks and the GSEs (Fannie Mae and Freddie Mac), respectively, to help improve credit access for low-income households and neighborhoods. While financial markets evolved rapidly since the …
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Three Essays In Applied Econometrics
… rates, as well as its monetary benefit to the government. I find that HARP led to a 71.6\% reduction in the total number of defaults and has saved the government US\$ 800 million. Furthermore, I also use the structural model to evaluate HARP under a counterfactual scenario of prolonged …
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Income Inequality, Household Borrowing, and the Business Cycle
… financial crisis resulted from many years of the Government-Sponsored Enterprises’, Fannie Mae and Freddie Mac, efforts to expand access to homeownership among low-income households. This paper situates the events following the 1992 Housing Act within the New History of Capitalism to argue that …
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Performance of the hollow state: local responses to the devolution of affordable housing
The ways in which governments are being organized and managed is changing. To an increasing extent public policies and programs are being administered through complicated webs of multifaceted entities which include public authorities, special districts, government "instrumentalities", government …
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The future of the multifamily industry post-GSE conservatorship
… crisis since the Great Depression, the U.S. Government took two publicly traded Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac, and placed them into conservatorship. Operating losses by these entities had created strong market concerns about their ability to function, …
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Impacts of Volatility Spillovers, Economic Volatility and Capital Inflows on Mortgage-backed Financial Markets
… share of securities of the U.S. agencies and government sponsored enterprises (GSEs). Similarly, foreign direct investment in the U.S. real estate as well as real estate equities in the form of REITs has grown sharply. To this end, a multivariate vector autoregression (VAR) model is the main …
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The Causes and Effects of Commercial Bank Participation in the Federal Home Loan Bank System
The 1990s saw significant increases in commercial bank membership in the Federal Home Loan Bank (FHLB) System and extensive growths in FHLB assets and outstanding advances. Since FHLB policies may enable risk-taking behavior by the System's member institutions, this research evaluates the impact of …
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Secondary Mortgage Markets & Place-Based Inequality: Space, GSEs and Social Exclusion in the Philadelphia Region
… is subsidized by US taxpayers. When the Federal Government took control of the Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac in the summer of 2008, US tax payers assumed responsibility for the vast majority of outstanding mortgage debt in the country. This dissertation …
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Climate Change and Residential Mortgage Lenders
… risk mitigation through securitisation to government-sponsored enterprises (GSEs) has a number of policy implications. Fourth, the financial sector has an indirect influence on climate change, highlighting the need for lenders to consider environmental impacts in their decisions. The two …
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Three Essays in Empirical Asset Pricing
… crisis of 2007-2008 led to extraordinary government intervention in firms and markets. The scope and depth of government action rivaled that of the Great Depression. Many traded markets experienced dramatic declines in liquidity leading to the existence of conditions normally assumed to be …