Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 16 of 16 for “"formal financial sector"”.
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Why do South Africans use stokvels and what are the barriers that prevent participation in the formal financial sector?
… of the world’s working adults are excluded from financial services. The exclusion of people from the formal financial sector has led to the growth of microfinance globally. The importance of financial inclusion is represented through the Sustainable Development Goals in which financial inclusion …
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A Debt of One's Own
This thesis explores the disciplinary aspects of formal financial institutions, and in particular banks, upon population behavior. To that end, the political significance of banks is first traced throughout the European and American history of governmental concerns around the notion of financial …
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The effect of financial development, financial agglomeration, and financial constraint on China’s economic development
It has been generally acknowledged that financial development has been critical to economic growth for several decades. Nonetheless, the empirical evidence supporting the association between financial development and economic growth is inconclusive. The majority of existing studies mainly concerned …
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The sustainability of microfinance institutions in South
… the population that is largely neglected by the formal financial sector, specifically women. Due to the perceived risk in this type of uncollateralized lending, private equity markets are not keen on financing microfinance institutions. Furthermore, microfinance institutions are seen as socially …
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Access to finance and poverty reduction : an application to rural Vietnam
… It analyzes four main areas: (i) why access to financial markets by low-income households is severely constrained; (ii) how policy makers deal with the absence of financial markets for the poor; (iii) who are actually excluded from formal financial system; and (iv) the relationship between …
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Financial development in Africa - a critical examination
… coherently present a critical examination of financial development in Africa. Three main shortcomings in the literature have motivated the project: limited studies on stock market development in spite of the need for more sources of long-term finance; the absence of literature that engages the …
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Financial literacy, use of finance and welfare in post-apartheid South Africa
… access to basic rights, including the right to financial services. This culminated in the marginalisation of economic activities for large parts of the population, and subsequent economic inequality among the population. Guided by the proposition that access to formal finance improves welfare, …
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Perceptions of Retirement Savings: Through the Lens of Black amaXhosa Women in South Africa
… has been performed on the quantitative amount of formal savings held by various racial and gender groups. Such research has often concluded that Black women are the least prepared for retirement. Therefore, a narrative of scarcity has been perpetuated without fully understanding the underlying …
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A comparative analysis of the regulations governing mobile money services in South Africa and Zimbabwe and their impact on sustainable financial inclusion of the poor and vulnerable people
… unbanked and underbanked people into the formal financial sector. The roll out and success of the service in question has not been smooth in some countries due to stringent financial regulations. The purpose of this study was to conduct a comparative legal analysis of how financial …
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The Welfare Effects of International Remittance Income
… in the regions analyzed never enter the formal financial sector and are likely not used to increase permanent income. According to the permanent income hypothesis, income which does not impact permanent income will have smaller effects on consumption.
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Essays on the demand and supply of small business finance
… small firms, the dissertation studies the entire financial landscape of both formal and informal financial providers, including institutions such as microfinance institutions, savings groups and moneylenders among others. The dissertation is divided in two parts: the first half of the dissertation …
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Economic and Religious Significance of the Islamic and Conventional Pawnbroking in Malaysia: Behavioural and Perception Analysis
Operating alongside with the formal financial sector, there has been less recognition about the important role played by informal finance through their complementary role in providing credit to the society. Among informal finance, pawnshop has grown in importance over the past few years especially …
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Evaluating barriers to SME financing in Pakistan
… (SME) in Pakistan in obtaining finance from the formal financial sector despite a strong policy support from the State Bank of Pakistan (SBP) and the government. The reason for their obscurity is that both are demand-side issues, difficult to identify as gathering information from SMEs in …
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Improving corporate governance in Nepalese financial institutions to promote growth and performance
… between corporate governance mechanisms and financial performance. It explores the influence of corporate governance policies, guidelines and directives issued by the central bank, Nepal Rastra Bank, and self-initiatives implemented by the commercial banks. The research undertaken in this …
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Effects of Financial Sector Development on Income Inequality
… of the previous studies is that they use financial institution depth measures as a proxy of aggregated FSD indicators. Financial depth alone does not consider the complex dimensions of FSD, making it hard to conclude on FSD's effects on income inequality. As such, the grounds for further …
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Small and medium scale manufacturing enterprises in Kenya:a perspective on alternative sources of financing
… employ a large share of the labour force. The sector is perceived as an alternative employer. Recent studies show that SMEs are at least as important as large firms in the creation of gross and net new jobs. Notwithstanding their importance, most SMEs are unable to exploit the increased market …