Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 35 for “"financial knowledge"”.
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Financial coaching : bridging the gap between financial knowledge and financial behavior
… of this study was to evaluate an emerging financial education program, financial coaching. This study investigated whether participants improved their credit scores after participating in a financial coaching program. Four hypotheses were examined: (1) Financial coaching improves the credit …
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Assessing the effects of financial literacy on the performance of small and medium enterprises in Windhoek
Financial literacy is one of the key factors for the effective operation of businesses including SMEs. Thus, the lack of financial training (financial knowledge) and poor financial management capacity could be detrimental to the effective management of business resources. This study assessed the …
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Financial Literacy of College Students: Parental and Peer Influences
A current national concern is the low financial literacy of college students. College students are not receiving the financial knowledge necessary to be successful in today's fast paced economy. Due to an increasingly complex marketplace, college students need greater knowledge about their personal …
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Financial literacy and competency of executive nursing leaders: A mixed methods study
… to evaluate the reliability and validity of the Financial Management Competency Self-Assessment (FMCA) in executive nurse leaders (ENLs) and to determine how ENLs develop and apply financial knowledge. Financial literacy (FL) helps in planning, implementing, and evaluating fiscal decisions, but …
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Intention to use Robo-Advisors, considering the Behavioral Reasoning Theory, and moderating effect of prior knowledge and experience.
Robo-advisors, AI-powered financial services, offer personalized investing solutions but have not achieved the expected adoption rates. This study addresses a critical gap in the literature by examining how the value of openness to change influences the intention to use robo-advisors, through the …
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The Design Plan for a Comprehensive Financial Literacy Program
The need for financial literacy among Americans has become a national topic of interest. Economists, financial professionals, educators, and government officials recognize there is an overall deficit of financial knowledge. More specifically, higher education administrators have become increasingly …
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Relationship Between Financial Literacy and Financial Behavior Among Seventh-day Adventist Full-Time Pastors in the North American Division of the Seventh-day Adventist Church
… intended to examine the relationship between the financial literacy components of full-time pastors and their financial behavior components. Many pastors struggle with their finances and often retire unprepared due to having inaccurate or incomplete knowledge of relevant financial information and …
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The Effects of Workplace Financial Education on Personal Finances and Work Outcomes
… research was to examine the effects of workplace financial education on workers' personal finances and work outcomes and determine relationships among financial management (attitudes, knowledge and behaviors), financial well-being, personal finance-work conflict, and work outcomes with data of …
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Financially literate, crypto-invested? : exploring the link between financial literacy and cryptocurrency ownership among Icelandic university students
This study investigates whether financial literacy influences cryptocurrency ownership among university students in Iceland. As digital financial tools continue to grow in popularity, particularly among younger populations, understanding the relationship between financial knowledge and investment …
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Black Generation Y students' knowledge of and attitudes towards personal financial management
… prevail. Owing to continuous change, new financial challenges frequently confront individuals that culminate ultimately in uncertainties concerning individuals' financial position and future. Having low levels of debt, an active savings and retirement plan, as well as following an …
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Financial Literacy across the Commonwealth of Independent States: a Comprehensive Cross-Country Analysis with a Focus on Gender Disparities
In an increasingly complex financial world, financial literacy and sound financial decision- making have become essential tools. This thesis conducts a detailed examination of the levels of financial literacy and its components, including financial knowledge, behavior, attitude, and well-being …
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Implications of financial literacy on financial wellness: a case study from a selected University in Cape Town, South Africa
This study examined the implications of financial literacy on the financial wellness of students at a selected university in Cape Town, South Africa. Given the increasing financial pressures on students, the research focused on four constructs of financial literacy as identified in the literature. …
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Financial Cultural Capital: Cultural Capital in the Context of Higher Education and Federal Student Loans
… quantitative sociological analysis of the financial knowledge and experience of undergraduate students who have borrostudent loans. It also explores students' feelings about their loans. I surveyed 100 undergraduate students who had contracted student loans to gather information about their …
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Educação financeira: a relevância do conhecimento dos alunos do ensino médio em finanças pessoas no Brasil e nos Estados Unidos
… used to devide social-economics, demographics, financial education, personal finances and financial behavior profiles, utilizing the Likert scale by students within the course. The research has a sample with a total of 316 questionaires applied, having 197 applied in Brazil and 119 in the United …
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Determinants of financial inclusion in Namibia: An analysis of the gender
… economists that a well-developed and inclusive financial system promotes inclusive growth and better livelihoods. Yet the size of the financially excluded adults in the world is still enormous. Generally, women are disproportionately excluded from formal financial systems and constitute more …
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Does Experiential Learning Add Value in Financial Literacy Education: A Qualitative Investigation
<p>According to Marketwatch.com the lack of financial literacy among U.S. citizens has cost upwards of $200 billion over the last twenty years. Besides racking up student loan debt that averaged about $37,172 per student in 2016 (Marketwatch.com) millennials and those in Generation Z are also the …
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Financial Well-Being Among U.S. Adults: Exploring the Role of Gender and Marital Status
… relationship between gender, marital status, and financial well-being among U.S. adults, drawing on data from the 2021 National Financial Capability Study (NFCS). Financial well-being was assessed using both a single-item measure and a five-item scale developed by the Consumer Financial Protection …
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How financial intermediation affects information asymmetry and the uptake of life insurance in marginalized communities in South Africa
… dynamics which remain, owing to the absence of financial knowledge in low-income communities. The contribution of this thesis is the introduction of a model that has the potential to drive disintermediation and enable innovative access to life insurance in low-income communities in South Africa. …
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Essays on financial literacy, cognitive ability and financial decision-making.
… empirical essays which analyse the impact of financial literacy and cognitive ability on financial decision-making. The first essay examines the relationship between financial literacy and stock market participation in the higher education context. Using a novel survey of Indonesian students, …
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Financial literacy, use of finance and welfare in post-apartheid South Africa
… access to basic rights, including the right to financial services. This culminated in the marginalisation of economic activities for large parts of the population, and subsequent economic inequality among the population. Guided by the proposition that access to formal finance improves welfare, …
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