Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 17 of 17 for “"financial behaviour"”.
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“A penny for your thoughts?”: exploring influences on young accounting professionals' financial behaviour
As new entrants into the workforce and future financial leaders, young professionals are critical to economic success. Therefore, understanding factors shaping their financial behaviour is crucial to improving their personal financial decision-making abilities. Adopting a qualitative approach …
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Analysing the effect of financial technology on financial behaviour in Namibia: A gender perspective
Despite advancements in Financial Technology (fintech), there is a notable reluctance among individuals, including those in Namibia, to adopt internet banking services. The main objective of this study is to investigate the effect of fintech on financial behaviour in Namibia, specifically the study …
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An AI-driven loan brokerage platform: integrating socio-economic factors, consumer financial behaviour, and multi-criteria decision analysis for responsible lending.
… process is a critical yet complex aspect of financial intermediation, involving multiple stages of decision-making that impact both lenders and borrowers. Traditional approaches to loan assessment rely heavily on manual review or simplified credit scoring mechanisms that primarily evaluate …
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An application of the theory of planned behaviour to predict financial behaviour of minibus-taxi drivers and owners in Cape Town
… research was to explore if the theory of planned behaviour could provide a useful theoretical framework to explain the saving and spending habits of individuals in the minibus-taxi industry. This is as the theory could assist in identifying at which level to intervene in order to shift more …
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An analytical perspective for policy studies in intergovernment financial relations in Australia
… provides a framework for the quantification of financial interrelationships in a multi-level hierarchical system of government. In outlining how the entanglements of intergovernmental financial relations can be quantified, reference is made to the specific impact of Commonwealth funding on State …
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An analytical perspective for policy studies in intergovernment financial relations in Australia
… provides a framework for the quantification of financial interrelationships in a multi-level hierarchical system of government. In outlining how the entanglements of intergovernmental financial relations can be quantified, reference is made to the specific impact of Commonwealth funding on State …
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FinTech ecosystem driven economic growth in China under the new normal: from the perspective of households
… digital transformation, understanding household financial behaviour in China has become increasingly important for both academic research and public policy. This thesis examines how economic policy uncertainty, digital finance, and income volatility shape Chinese households’ consumption, …
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Assessing the Impact of Financial Literacy and Digital Capability on the Performance of Small and Medium Enterprises in Ghana
… there has been an increasing scholarly work on financial literacy (FL) and digital capability (DC) for Small and Medium Enterprise (SME) managers specifically for developing countries. It is believed that developing these capabilities could be a significant step in enhancing SMEs survival rate. …
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Emergency fund provision among young student adults in Malaysia : a behavioural perspective
Financial behaviour is complex and difficult to measure. Existing literature on the emergency fund remains lacking in terms of its theoretical testing and modelling, not to mention its accurate definition of emergency fund behaviour itself. Prior studies also suffer from providing sufficient …
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Exploring the Impacts of Financial Education on Behaviour Change in Personal Finance Management: Evidence from the PUFin Educational Programme “Managing My Money”
The impacts of educational interventions towards behaviour change have been disputed in previous studies (Hensley, 2015; Collins & Holden, 2014; Hopley, 2003). This study investigated whether financial interventions result in a change in financial behaviour. It also examined the role of educational …
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Collaborative approach between principals and finance committees of primary schools at Ilembe district
… all parties to avoid penalties for frivolous financial behaviour within the school. The data were collected using interviews in this qualitative study. The target population of this study comprised of 285 primary school principals in the ILembe District, KwaZulu-Natal. This district has four …
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The role of ethnicity in consumer evaluation of services : a study of retail banking in the UK
… looking at ethnicity and aspects of consumer financial behaviour in the UK suggests that ethnicity is overlooked among bank marketers, hence ignoring the potential marketing opportunities posed by the continuing existence of ethnic groups in the market place. This study aimed to understand the …
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An exploration of the relationship between financial inclusion and the wellbeing of youth in South Africa
… where 55.2 percent of youth are without a job, financial inclusion has been put forward as a way to tackle unemployment and the grinding poverty and inequality that come with it. The salient features of the discourses on financial inclusion tend to focus on increasing the accessibility and …
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Implications of financial literacy on financial wellness: a case study from a selected University in Cape Town, South Africa
This study examined the implications of financial literacy on the financial wellness of students at a selected university in Cape Town, South Africa. Given the increasing financial pressures on students, the research focused on four constructs of financial literacy as identified in the literature. …
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'You are all my people': building disabled community in Uganda's microentrepreneur economy
… an elite group who present the desired financial behaviour, including some members of DWG. Disabled people who do not fit the behavioural expectations (particularly people living with mental health problems or intellectual disability) do not benefit. However, DWG's operations are not …
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Antecedents of mobile banking applications acceptance and usage and its consequence on financial behavior in Namibia
… Income Countries (LMICs). The use of digital financial services such as mobile banking applications changes consumers' financial behavior. Poor financial habits can cause debt, stress, health issues, and strained relationships. Thus, it is important to understand the impact of using mobile …