Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 20 of 43 for “"creditworthiness"”.
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Importance of creditworthiness in multi-criteria performance measurement of small and medium enterprises /
… of small and medium enterprises in the aspect of creditworthiness. The purpose of the research – to create multi-criteria model for SME performance measurement with creditworthiness dimension and evaluate its elements practical application possibilities. Dissertation is founded on multi-criteria …
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An exploratory study of behavioural finance insights in the Small, Medium and Micro-Enterprise creditworthiness assessment process
… riskiness. This study therefore highlights the creditworthiness assessment process and seeks to address the information opacity problem by looking to alternative sources of entrepreneurial information that may aid the loan officer.
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Dysfunctional market or insufficient creditworthiness? : an exploration of financial constraint experienced by small, medium and micro enterprises in South Africa
The existence and prevalence of financial constraints has been extensively discussed in the international economic literature, and is implicit in debates on the performance and needs of South Africa’s Small, Medium and Micro Enterprises (SMMEs). However, there is little solid research measuring …
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Kreditingumo svarba daugiakriteriniame smulkių ir vidutinių įmonių veiklos vertinime /
… of small and medium enterprises in the aspect of creditworthiness. The purpose of the research – to create multi-criteria model for SME performance measurement with creditworthiness dimension and evaluate its elements practical application possibilities. Dissertation is founded on multi-criteria …
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An analysis of financial health and the provision of financial management services in South Africa's previously disadvantaged SME community : implications for sustainability and creditworthiness
Includes bibliographical references (leaves 101-103)
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Įmonės kreditingumui turinčių įtaką finansinių rodiklių analizė. Įmonės „Metso” atvejis /
Creditworthiness reflects how a company fulfills its obligations. It is important both for the company itself and for creditors who need to trust the borrowing company that it will have enough assets to cover its debts. To evaluate creditworthiness can be used two types of analysis: quantitative …
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A risk analysis system for evaluating construction contractors by potential creditors
… lack of previous research relating to current creditworthiness evaluation procedures. Based on this, a conceptual model was developed, to assist suppliers in determining if the risk associated with granting credit resulted in a worthwhile gain, or not. Subsequent research into the variables in …
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Improved Peer-to-Peer Lending Credit Scoring Mechanism using Machine Learning Techniques
… lenders and borrowers. Assessing borrower’s creditworthiness is important because many P2P loans are not secured by collateral. Banks use credit scoring to evaluate borrower’s creditworthiness and reduce potential loan default risk. However, in P2P lending platform effective credit scoring …
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Issues in Credit Risk Assessment in Agricultural Credit Markets
… based on different criteria to determine the creditworthiness of borrowers. Predictability of the estimated model for default is compared with the actual data. Classification accuracy is utilized with the discrete models, while RMSE is used with the continuous models. The importance of the …
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IL CONSUMATORE NELL’ECONOMIA DEL DEBITO. Sovraindebitamento, responsabilità e mercato del credito nell’ecosistema digitale
… of the credit system. The thesis focuses on creditworthiness assessment obligations and on the legal consequences arising from their breach, exposing the structural limits of a regulatory model predominantly grounded in consumer information duties. The final part of the research addresses the …
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A New Credit Scoring Model to Reduce Potential Predatory Lending: A Design Science Approach
… institutions in accurately evaluating their creditworthiness. This gap in the credit assessment process often opens doors to unfair lending practices. To tackle this problem, a systematically designed, built, tested, and evaluated innovative credit scoring model was developed. This model …
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Factors Influencing SMEs’ Access to Finance in South Africa
… of bank processes and factors influencing their creditworthiness. These include poor governance by SMMEs and lack of proper bookkeeping. It is recommended that SMMEs upskill themselves with financial literacy and basic business management skills. Banks should find innovative ways of assessing …
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Debtor's Empowerment: Muhammad Yunus and the Rhetoric of Microfinance
… the application of this reformed discourse on "creditworthiness" in articulating a novel regime of commensuration. This line of reasoning culminates in an examination of the role Yunus' reconstitution of the poor through the logic of micro-enterprise played in implementing an increasingly …
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Utility Indifference Pricing of Credit Instruments
… switch of the reference entity is triggered by a creditworthiness index correlated to its stock price. The second part generalizes this setup by introducing uncertainty in the model parameters. Robust optimal control has been used independently in the literature to address model uncertainty for …
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Mažų ir vidutinių įmonių prekinio kredito rizikos vertinimo metodikos kūrimas /
… appropriate and very important for assessing the creditworthiness of SMEs. In the second phase of the expert study, an interview was conducted. During it the main aspects of indicator evaluation, methodological limitations and areas for improvement were refined.
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Using Supervised Learning Methods to Credit Score Informal Merchants
… study's findings can help Nomanini determine the creditworthiness of merchants more accurately and reduce the risk of lending money to defaulters. This, in turn, can help increase access to working capital to support and grow small businesses in the informal sector. In conclusion, the study …
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Firm growth, innovation and access to finance: Evidence from European SMEs
… with suppliers, which may improve firms’ creditworthiness and reduce information asymmetry. We show that SMEs that suffer information asymmetry can obtain bank finance if these firms establish a significant relationship in the past with suppliers. This finding is more prominent for small …
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Tackling change and uncertainty in credit scoring
… on credit applicants. An assessment of creditworthiness is derived from this summary. This thesis is concerned with statistical methods of credit scoring. Much of the existing literature on credit scoring is concerned with comparing the predictive power of a wide variety of …
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Between State and Market: China's Development Banking in Comparative Perspective
… role of the state, i.e. enhancing projects’ creditworthiness and thereby allowing market mechanism to function. This “state-supported, market-based” model enables the financing of infrastructure projects that are neither affordable by fiscal revenue nor attractive to market capital, and …
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