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Showing 1 to 4 of 4 for “"credit counseling"”.

  1. Work and Personal Financial Outcomes of Credit Counseling Clients

    … of employed individuals who participated in credit counseling through a non-profit consumer credit counseling agency in the Mid-Atlantic. Using data collected at two points in time, this sample was examined to measure changes in personal financial variables, health status, and work outcomes. …

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  2. The development of a competency-based consumer credit counseling certification examination

    … test a certification instrument for consumer credit counselors. The project was funded by the National Foundation for Consumer Credit. The specific objectives of the project were: 1. To determine the state-of-the-art in consumer credit counseling. 2. To establish the basic beliefs of a …

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  3. An Examination of the Effectiveness of Community-Based Organizations in Helping Low-Income Individuals Improve Their Use of Credit and Credit Scores as Part of a Wealth-Building Strategy

    … can help low-income individuals improve their credit usage and credit scores as part of a strategy to help them build their wealth. Credit histories and scores influence access to affordable loans and other forms of credit as well as employment and housing opportunities, insurance rates, and …

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  4. One Size Does Not Fit All: Counseling Paths to Restore Financial Well-being

    One Size Does Not Fit All: Counseling Paths to Restore Financial Well-being Paula K. Darling Abstract For most people, a job loss has psychological impact on self-confidence and the loss of important social anchors. This affects their sense of well-being and their ability to cope with these …

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