Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 13 of 13 for “"consumer debt"”.
-
An Investigation of Consumer Debt Portfolios
Made available in DSpace on 2014-12-09T19:32:06Z (GMT). No. of bitstreams: 1 6808048.pdf: 5162237 bytes, checksum: b2e7f1b182506f43dad3cc23412fdfe1 (MD5) Previous issue date: 1967
-
Consumer debt: Implications for consumption behavior of households in the United States
… of this study was to conceptualize the effect of debt load on consumption behavior of households; specifically, it was to examine whether consumer debt load is related to total consumption expenditure and to consumption expenditure pattern. The data were taken from the 1988 Consumer Expenditure …
-
Developments in the South African credit market and analysis on indebted consumers using NIDS data
Household debt measures provide vital information regarding society's financial wellbeing. This paper uses a comparative static analysis approach to evaluate total and consumer debt at the household level using two waves of NIDS data relating to the periods 2008 and 2012. The descriptive analysis …
-
The dynamics of consumer credit and household indebtedness in South Africa
Consumer credit has become an important element of the South African economy. Given the limits on state social security payments, and the chronic absence of substantial household savings, consumer credit has come to play a vital role as a substitute for income support and/or a complement to low …
-
A Critical Examination of Green Economic Development as a Post-Disaster Recovery Approach: The Case of Greensburg, Kansas 2007-2012
… park, decreasing revenue streams, growing consumer debt, increased number of mortgages past due by 90 days, and a clock ticking until 2018 when homeowners must pay the full property tax rates that have been delayed by a decade. The population has not returned to pre-storm levels as …
-
The moderating influence of social factors in impulsive buying behaviour: development of a scale to measure social and non-social impulsive buying tendencies
… of retail sales, yet it may contribute to consumer debt and affect psychological wellbeing. Existing research indicates that impulsive buying presents as trait behaviour that influences the likelihood of experiencing impulsive urges and making purchases. Many studies have also examined the …
-
Pathways to Sustainable Housing
… prices are rising; unemployment remains high; consumer debt and budget deficit are climbing; wealth inequality is at an all-time high. Still, 89% of the energy consumed in the United States comes from non-renewable sources. Amid this challenging time, the question this work tries to answer is …
-
Happiness, debt & depression Is there a relationship between debt and depression in South Africa?
… likelihood of depression, the role of personal debt in determining individual mental health is not fully understood. This paper investigates the existence of a causal relationship between individual debt and depression across 5 waves of panel data from the National Income Dynamics Study (NIDS). …
-
Habit Modification in Consumption: Theory and Evidence
… is asymmetric since it is the commitment to a debt contract that induces a change in consumer behaviour. The model predicts the following: (i) past experience in debt motivates the consumer towards a more forward-looking behaviour; (ii) ‘excess sensitivity’ and ‘excess smoothness’ of …
-
Consumer bankruptcy in Thailand
… Annually, the Thai bankruptcy system handles debts totaling over 279,079 million THB (about 9,302 million USD), about 2 percent of Thai gross domestic product. This study uses an original, hand-collected database of 999 randomly chosen bankruptcy files as well as interviews with fifty …
-
Three essays on debt pricing
… contains three chapters that study risky debt pricing. The first chapter studies defaultable consumer debt in general equilibrium. The second and third chapters study corporate debt in partial equilibrium. Below are the individual abstracts for each chapter. Chapter 1: What Drives the …
-
Improving Consumer Well-being: A Focus on Financial Health and Technology Adoption
… is on understanding psychological harm that consumers experience in two important domains—that of financial well-being and technology adoption. In essay 1, I study how consumers respond after missing a credit card payment and suggest an effective intervention to increase repayment. I find …