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Showing 1 to 2 of 2 for “"community lenders"”.

  1. Consumer Economic Behavior and the Role of Information: Three Case Studies

    … the 2007 mortgage crisis. I find that local or community lenders have a significantly lower foreclosure rate during these years. Local lenders presumably base their origination decisions on an interpersonal relationship with their customers. This provides them with information that is not …

    vt Repository record for Consumer Economic Behavior and the Role of Information: Three Case Studies (opens in a new tab)

  2. Why affordable housing developers should go public : REITs as an alternative source of capital for housing development

    … federal tax credits syndicated through private lenders, interest-free debt from community lenders and municipalities, mortgage debt from commercial lenders and private equity. A good affordable housing developer must be adept at understanding the covenants and eligibility requirements of every …

    mit Repository record for Why affordable housing developers should go public : REITs as an alternative source of capital for housing development (opens in a new tab)