Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 105 for “"access to finance"”.
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SMME access to finance in South Africa
The challenge of development in South Africa is to increase employment, broaden distribution of wages and enhance skills of all workers, but particularly those workers disadvantaged by apartheid. The high unemployment rate and unemployability of a large section of the population, self-employment …
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Entrepreneurship in South Africa : improving access to finance
… of new ventures and, most specifically, tries to address one of the biggest obstacles South African entrepreneurs face: limited access to capital. I have collected data from 47 South African entrepreneurs through questionnaires to survey their level of access to capital, their awareness of the …
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Essays on firms, banks and Access to finance
… of three empirical essays on firms, banks, and access to finance. Chapter 1 provides evidence that credit subsidies for exports are substantially misallocated towards financially unconstrained firms. Using loan level data for firms and exploiting an exogenous change in loan eligibility, I show …
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Factors Influencing SMEs’ Access to Finance in South Africa
… on the economy and the government initiatives to grow SMEs, SMEs continue to face challenges of access to finance and high failure rates in their start-up phases. Against this background, this study examined the key reasons SMMEs struggle to gain access to banking finance with the aim of …
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Access to finance and SME growth in the formal sector
The study sought to investigate the relationship between access to external finance and the growth of small and medium enterprises (SMEs) in the formal sector, focusing on Gauteng, South Africa. SMEs encounter significant challenges in accessing finance, especially compared to larger corporations, …
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Factors affecting access to finance by Smallholder Farmers in Zambia
… in primary activity in the agriculture sector are poor (Economies, 2017). One of the ways in which the poverty levels can be reduced is by lessening constraints of access to finance in agriculture sector. The implications of the low access to credit in the agriculture sector is reduced …
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Essays on access to finance: A case study of Indian firms
This thesis investigates access to finance in listed Indian firms. The Indian market offers an interesting context for my investigation. For instance, although India has one of the leading global economies, it is characterised by weak corporate governance and little investor protection. Therefore, …
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Firm growth, innovation and access to finance: Evidence from European SMEs
… how sustainable growth firms obtain external finance during and after the 2008 financial crisis. Although sustainable growth firms have past growth records and future growth aspirations; however, those firms may face challenges in obtaining external finance. We find that those firms increase …
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Access to finance and poverty reduction : an application to rural Vietnam
Providing access to finance to the poor has been proposed as a tool for economic development and poverty reduction. Our research aims to provide a deep analysis of how to enhance access to finance on a sustainable basis, focussing on rural Vietnam. It analyzes four main areas: (i) why access to …
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Essays on Firm Heterogeneity and Export: Productivity, Quality and Access to Finance
… would explain why only some firms self-select into international markets while the others serve the domestic market. Empirical evidences, especially from developing countries, note that firms’ selection into export is also the result of conscious investment decisions by firms that aim to improve …
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Female entrepreneurship and access to finance in Nigeria through a gendered lens.
The purpose of this research project is to critically explore and articulate the experiences of female entrepreneurs in Nigeria while accessing finance for business growth through a gendered lens. Despite the significant growth in the level of female entrepreneurship across the world - such as is …
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Analysis of factors hindering small and medium enterprises access to finance in Prosperita industrial park II
The primary objective of the study is to assess both the demand and supply side factors that hinder Small and Medium Enterprises (SME’s) in Namibia to gain access to finance. This is a case study of SMEs of Prosperita Industrial Park II in Windhoek. Four commercial banks, SME Bank and the Ministry …
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A decentralised asset registry to expand access to finance for the agricultural sector in South Africa
… in agriculture; of this, only a few have access to financial services catered for their business. To get financial assistance, farmers have to provide sufficient collateral in the form of land, machinery and other large assets, many of which they do not own. Instead, farmers own mostly …
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Access to finance barriers affecting women owned SMMEs in the renewable energy sector: a case of South Africa
… as well. This industry may serve as a means to address the shortcomings of the fossil fuel sectors and promote female representation. However, the industry is male-dominated, highlighting the importance of ensuring inclusive participation in the renewable energy sector to avoid replicating …
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Financing medicine's last mile in Uganda : exploring linkages between patient access to medicine and supply chain access to finance
… operating in Africa are well positioned to contribute to the United Nations' ongoing efforts to improve access to medicine in Africa. This thesis explores how access to finance for businesses in the Ugandan private pharmaceutical supply chain affects access to medicine for end patients. …
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Exploring the impact of access to finance by small and medium-sized enterprises on employment creation in the Khomas region
The aim of the thesis was to explore the relationship that exists between access to bank finance by manufacturing Small and Medium-sized Enterprises (SMEs) and the employment they create in the Khomas region. Employment creation is the dependent variable and defined as a measure of the net increase …
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The interplay between environmental social governance (ESG) performance, access to finance and growth in unlisted firms: Evidence from Eastern Europe and Central Asia Region
… category journal. Article 3 has been submitted to the International Review of Economics and Finance, another journal with an ‘A’ ranking. The articles, which form the empirical component of the thesis, are presented in Chapters 4, 5 and 6. Article 1 examines the relationship between …
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An assessment of the effects of the gender gap on accessing finance in Namibia
… on assessing the effects of the gender gap on accessing finance in Namibia. Cross-sectional data for the fourth financial Inclusion Survey of 2017 was used. The study used econometrics techniques of t-tests, Pearson Chi-square tests, and the probit model to examine the effects of the gender gap …
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Financial literacy, use of finance and welfare in post-apartheid South Africa
Black South Africans historically experienced discrimination with regard to access to basic rights, including the right to financial services. This culminated in the marginalisation of economic activities for large parts of the population, and subsequent economic inequality among the population. …
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