Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 125 for “"access to credit"”.
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Rural credit and agricultural productivity; does access to credit matter? evidence from smallholder maize farmers in Zambia
Although there is widespread evidence that access to credit is critical for agricultural production, it is still unclear whether access to credit improves agricultural productivity. Productivity improvement are key to reducing wastages and sustainably increasing household incomes, and ultimately, …
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Idiosyncratic Income Shocks, Access to Credit, and Households' Welfare in an Agrarian Economy: Micro -Econometric Studies on Rural Households in Bangladesh
… chapter tests the theories, which purport to explain the continued use of traditional rice varieties some thirty years after the introduction of High Yielding Varieties (HYV). Commonly used theories to explain this observed behavior of farm households are portfolio selection, input fixity, …
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Increasing women’s access to credit through establishment of a village community bank: a case of women at Makulu ward Dodoma (R) District
… among the vulnerable groups and are considered to poorer than men counterparts due to low level of education and the existing customary laws that discriminate them in terms of property ownership and inheritance rights. Despite the fact that there have been various efforts by the government, …
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Investigating determinants of access to formal credit - South African women entrepreneurs in the informal sector
… of women. Women, particularly in the informal sector, face the challenge of access to formal credit. The aim of the study is to investigate the determinants of access to formal credit by women in the informal sector. A logit regression model is employed as an estimation technique, to empirically …
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Effects of Credit, Income Diversification and Other Factors on Child Nutrition in Malawi
In this study, six regression equations are used to determine the effects of credit and other factors on the nutritional status of boys and girls in Malawi. No significant effects of access to credit on child nutritional status were found. Same-sex parental preference for child nutrition was found. …
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The impact of microfinance on agriculture productivity: a case study of smallholder maize farmers of Namwala district in Zambia.
The focus of this study was to explore the impact of microcredit on agriculture productivity based on the setup of smallholder maize farmers of Namwala district. The paper employed a mixed method approach. The sample size that was used in the study was hundred (141) respondents comprising of 70 …
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The impact of microfinance on agriculture productivity: a case study of smallholder maize farmers of Namwala district in Zambia.
The focus of this study was to explore the impact of microcredit on agriculture productivity based on the setup of smallholder maize farmers of Namwala district. The paper employed a mixed method approach. The sample size that was used in the study was hundred (141) respondents comprising of 70 …
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Selected contracts of sale of movable goods in terms of the National Credit Act 34 of 2005
The National Credit Act 34 of 2005 (“NCA”) is applicable to three main categories of credit agreements, the credit facility, credit transaction, and the credit guarantee. The credit guarantee in terms of section 8(5) is an undertaking or a promise by a person to satisfy the obligation of another …
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Optimal intertemporal decisions in imperfect capital markets
… in perfect financial markets and those facing credit constraints, due to imperfect capital markets. However, as in these markets, saving and investment decision may not be separable, we obtain the optimal dynamic path of these decisions for agents that own capital but do not have any access to …
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The effect of credit programme membership on food expenditure and child nutrition in rural Malawi : does female headship have a differential effect?
… studies have investigated the impact of access to credit on various outcome variables, few of these studies have looked at the full effect of membership in a credit programme. This study was conducted on a Malawian dataset that was collected through a household rural finance survey. The …
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Pre-contractual assessments in mortgage loans: Promoting responsible lending or exacerbating financial exclusion? - A comparative study of the South African National Credit Act and the European Mortgage Credit Directive
… years, pre-contractual assessments in consumer credit agreements, including affordability assessments, have made their way up the priority ladder for legislators. International institutions such as the World Bank promote pre-contractual (affordability) assessments as a key regulatory tool in the …
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Challenges faced by small and medium scale entrepreneurs in accessing credit facilities from Zambia National Commercial Bank (PLC) headquarters in Lusaka.
The study sought to establish the factors influencing access to credit among small and medium enterprises at Zanaco Head office. The aim of the study was to investigate the challenges faced by SMEs in accessing credit facilities from Zambia National Commercial Bank PLC headquarters in Lusaka. A …
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Challenges faced by small and medium scale entrepreneurs in accessing credit facilities from Zambia National Commercial Bank (PLC) headquarters in Lusaka.
The study sought to establish the factors influencing access to credit among small and medium enterprises at Zanaco Head office. The aim of the study was to investigate the challenges faced by SMEs in accessing credit facilities from Zambia National Commercial Bank PLC headquarters in Lusaka. A …
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An investigation on women's access to agricultural credit faclities: A case of Mutandalike area, Choma District, Southern Province, Zambia
… contains information on the investigation of the accessibility of agricultural credit facilities by women small-scale farmers of Mutandalike area, Choma district. The respondents in Mutandalike area mainly from Mung'anga and Siakayuwa villages were selected randomly. Data were collected using the …
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Interest Rate Ceilings and Agriculture Financing in Kenya
The agriculture sector in Kenya contributes about 34% of the GDP and is a major employer both formally and informally. The sector has historically experienced challenges in accessing commercial financing, with banks committing less than 5% of their portfolio to agriculture, which has limited the …
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The challenges faced by small and medium enterprises in accessing credit in Namibia
This study sets out to explore the challenges associated with small and medium enterprises (SME) in obtaining funds from financial institutions. Specifically, it seeks to identify the types of credit facilities used by SMEs in Namibia, examine the factors that limit SME access to credit from banks …
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Market inefficiencies in the equalization of regional unemployment rate differentials in less-developed countries
… of the migration process as a market mechanism to equalize regional unemployment rate differentials in less developed countries has been the main aim of this thesis. First, we develop a dynamic model which allows us to describe the worker migration decision under different employment statuses. …
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Analysis of the constraints faced by small-scale farmers in achieving household food security a case study of Masholomoshe and Makwe Irrigation Schemes in Gwanda District, Matabeleland South Province
… province in Zimbabwe. The main objective was to analyse the impact of the constraints faced by small-scale irrigation farmers on household food security. The study looked at the socio-economic factors, production levels, role of supporting institutions and the constraints faced by farmers. …
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Asset Prices, Banking and Economic Activity
… dissertation examines the role of asset prices to act as a transmission and amplification mechanism. Specifically, it looks at how changes in asset prices can help transmit and amplify technology shocks through the credit channel by changing the supply of loanable funds, or changing the supply …
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