Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
Results
Showing 1 to 16 of 16 for “"Survey of Consumer Finances"”.
-
The Impact of Bankruptcy Exemptions for Retirement Assets
… an exemption for retirement assets. Using the Survey of Consumer Finances from 2007 and 2010, we test the theory that highly educated or financially sophisticated households allocate more resources to retirement assets under conditions of higher probability of filing for personal bankruptcy. …
-
Essays In Health Economics
<p>My dissertation consists of three essays in health economics. In the first essay, I use the matched data set constructed from the Consumer Expenditure Survey and the Survey of Consumer Finances for period 1989-2010 to investigate the impacts of housing and financial wealth on healthcare …
-
Gender and Financial Risk Aversion
<p>The primary goal of this dissertation is the study and measurement of the effect of gender in the process of financial decision making and investment decision making in particular, under uncertainty. In terms of investment decisions, researchers have linked investors’ risk aversion to several …
-
Racial differences in households' financial asset allocation, 1992-2004
… data from the 1992, 1995, 1998, 2001 and 2004 Survey of Consumer Finances, this study investigated racial differences in households' financial asset allocation over the years. This study categorized the financial assets into four categories: equities held directly or indirectly, bonds held …
-
Mental accounting psychology and life cycle economics: Who saves, who doesn't and how to tell the difference
<p>Wealth is often associated with status purchases or belonging to a demographic group instead of a cognitive decision process for saving and accumulating wealth. Mental accounting psychology (Kahneman & Tversky, 1979; Shefrin & Thaler, 1988) and life cycle economics (Modigliani & Brumberg, 1954) …
-
A comparison of household saving motives between Chinese and Americans
The main purpose of this study is to compare the household saving motives between Chinese and Americans. The two datasets used in this study are from the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances in the United States. The likelihood of …
-
High net-worth individuals' portfolios : private real estate assets
The asset allocations of private real estate in the investment portfolios of High Net Worth Individuals (HNWIs) indicate that HNWIs' portfolio returns are not at optimum levels on a risk-adjusted basis. More specifically, utilizing Modem Portfolio Theory, existing allocations to private real estate …
-
Investor Risk Tolerance: Testing The Efficacy Of Demographics As Differentiating and Classifying Factors
… combination to both differentiate among levels of investor risk tolerance and classify individuals into risk-tolerance categories. The Leimberg, Satinsky, LeClair, and Doyle (1993) financial management model was used as the theoretical basis for this study. The model explains the process of how …
-
Essays on the taxation and regulation of financial markets
This thesis is a collection of three essays analyzing the economic effects of taxation, market structure, and the regulatory environment on financial markets, focusing in particular on financial intermediaries such as banks and mutual funds. The first chapter uses the unprecedented changes in the …
-
Exploring credit card behaviors of millennials in the United States
Consumer credit is not a new concept in the United States. It has evolved over time from basic installment plans, which allowed consumers to pay off their purchases incrementally, to the more complicated and increasingly prevalent credit cards in today’s society. This study investigated the credit …
-
Essays on entrepreneurship
It is often argued that borrowing constraints are crucial to the understanding of entrepreneurial activity in the United States. However, portfolio data and calibration exercises raise doubts about the importance of borrowing constraints. This thesis provides three chapters on the subject of …
-
Three essays on the disposition of employer-sponsored retirement plan balances
This thesis investigates why, in spite of the high tax and opportunity costs, a substantial fraction of workers withdraw money from their employer-sponsored retirement accounts upon leaving a job. I employ three national surveys--the National Longitudinal Survey of Youth 1979 (NLSY79), the Survey …
-
Behavioral Aspects of Retirement Savings: How do 401(K) Plans Affect Household Asset Accumulation?
The nature of employee retirement plans has changed dramatically over the past fifteen years as employers have been replacing traditional defined benefit retirement plans with defined contribution plans like the 401(k) plan. This dissertation is focused on the impact that 401(k) plan have on …
-
Three Essays in Lending
This dissertation is composed of three papers and is motivated by the 2007 subprime mortgage crisis and the 2008 financial crisis that followed afterwards. In particular, the first two papers (chapters 2 and 3) are motivated by the literature findings on the subprime crisis that lending standards …
-
Essays in applied economic theory
My dissertation studies the application of economic theory in various settings. Each chapter begins with a basic intuition or question, and then develops the most appropriate methods to investigate. The questions addressed and results generated are interesting both from a theoretical and practical …
-
Essays in Modern Macroeconomics
This PhD thesis consists of a short introduction followed by three papers. Each paper examines a different topic within the broad area of modern monetary and international macroeconomics. The first paper, Product Quality, Measured Inflation and Monetary Policy, written in collaboration with Alex …