Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 56 for “"Subprime"”.
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A subprime válság kibontakozása az Amerika Egyesült Államokban, valamint a subprime és a japán bankválság közötti hasonlóságok és különbségek
… Ezután következik a második fejezet, melyben a subprime válság kibontakozása szerepel. A harmadik rész elején a japán válság leírása, végén, pedig a subprime és a japán válság összehasonlító elemzése található. A dolgozat utolsó fejezete a 2010-es évre szóló kilátásokkal foglalkozik.
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Senderos de racionalidad limitada en la crisis subprime
Los conceptos ofrecidos por Behavioral Finance pueden ser de gran utilidad para comprender los factores psicológicos que intercedieron en la creación de la burbuja financiera y su posterior colapso. El objetivo del presente trabajo es realizar un análisis de la crisis a la luz de este marco …
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Mathematical Models For Swing Options And Subprime Mortgage Derivatives.
… bubble has drawn a lot of attention to the subprime derivatives market. Existing models have proven inadequate due to their inability to account for the complexity of mortgage derivatives. Chapter 3 provides an analytical framework for understanding the mortgage market. In Chapter 4, we give …
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The impact of the subprime mortgage crisis on community health
… and/or lower credit scores are classified as subprime. The spatial distribution of subprime loans is alarmingly concentrated in minority-dominated and low-income areas. Beginning in mid 2006 the subprime mortgage market began to see elevated levels of delinquent and defaulted loans. The causes …
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Four Essays Investigating the U.S. Subprime Mortgage-Backed Securities Market
The U.S. subprime mortgage-backed securities market has attracted intense attention during and after the widespread financial turmoil of 2007-2009. Most commentators have reached a consensus that an underestimation of the risks associated with these products led to problems for the entire financial …
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Income inequality and wealth concentration as a root cause of the subprime crisis
… of the unresolved questions arising out of the subprime crisis concerns the precise role played by economic inequality. Several authors have argued that income inequality was a root cause of the crisis, but this has remained to date a minority view. This dissertation attempts to show that not …
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Three Essays on Credit Risk with a Special Focus on the Subprime Financial Crisis
… on Credit Risk with a Special Focus on the Subprime Financial Crisis" consists of three self-contained essays. At the core of the dissertation is the market for credit risk and its role during and after the recent subprime financial crisis. In particular, it is dedicated to the following …
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From subprime loans to unwanted greenspace: An urban political ecology of economic crisis in Cleveland, Ohio
… racial exclusion into predatory inclusion in subprime loans prior to the crisis is, today, exploiting environmental justice rhetoric to transform historical racial exclusion into predatory inclusion in environmental amenities.
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Investigating The Dual Mortgage Market: The Distribution Of Subprime Lending By Race And Its Consequences For Minority Communities
… of a dual mortgage market in which prime and subprime lenders serve different neighborhoods and borrowers. Does subprime lending represent the democratization of credit or does it serve to track people by race? This dissertation employs Home Mortgage Disclosure Act Data, U.S. Census Data and …
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Essays on the role of executive compensation in the subprime mortgage crisis and the incentive effects of executive stock options
This thesis examines executive compensation and consists of two chapters. The first chapter studies the relationship between executive equity incentives in banking firms and mortgage origination prior to the 2008 financial crisis, and aims at directly answering whether executive compensation in the …
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Three Essays in Lending
… of three papers and is motivated by the 2007 subprime mortgage crisis and the 2008 financial crisis that followed afterwards. In particular, the first two papers (chapters 2 and 3) are motivated by the literature findings on the subprime crisis that lending standards had been relaxed. The …
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Street Credit: Neighborhood Level Predictors of Financial Inclusion in Four U.S. Metropolitan Areas
… better understand how mortgage credit denial and subprime lending interact with one another, as well as with neighborhood demographic variables? Building on scholarship in the academic areas of community reinvestment, asset building, and economic geography, this research contributes a number of …
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A "too big to fail" elve és alkalmazása az USA-ban a 2007-2008-as válság folyamán
… Amerikai Egyesült Államokban, a 2007-ben kezdődő subprime válság és az abból kialakuló világméretű Nagy Recesszió folyamán történt főbb alkalmazásait tekintem át. Mindezt azzal a céllal, hogy megvizsgáljam, a válság során indokolt volt-e alkalmazni a gazdasági működést sok szempontból eltorzító …
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Finanças comportamentais: análise dos fatores do efeito manada em empresas listadas na [B]3- Brasil Bolsa Balcão
… was to investigate the relationship between the subprime crisis, news publishing and company size with The behavior of the 100 companies with the highest trading volumes listed in [B]3 Brazil Stock Exchange Counter, in the period from 2007 to 2016. In order to achieve this, it was used, as a …
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ESSAYS ON THE FINTECH LENDING MARKET
… operating in this market increasingly focus on subprime borrowers, whose default rates are more sensitive to macro and regional economic conditions than those of prime borrowers. Based on estimates from a duration model, I provide counterfactual analyses of what default rates and the associated …
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Tornado in Credit Desert: Role of Consumer Credit Access in Disaster Recovery
… on post-disaster financial outcomes of subprime consumers in Arkansas, a state with the lowest usury cap of 17 percent. Due to the restrictive cap, neither payday nor consumer finance companies operate in Arkansas, while they do in all six neighboring states. Using the …
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The Identification of Housing Bubbles in the U.S. and China and Lessons for Avoiding Them
… financial crisis. The crisis began in the subprime market but rapidly expanded to other sectors of the economy, causing global financial failures and a credit crunch. This study is focused on demonstrating that momentum housing bubbles occurred in both US and China in recent years. To find …
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Optimal Interest Rate for a Borrower with Estimated Default and Prepayment Risk
… (ARM), loans originated to the so-called "subprime" market, and volatile interest rates. Amid the changes and controversy, lenders continue to originate loans because the interest paid over the loan lifetime is profitable. Measuring the profitability of those loans, along with return on …
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Beyond Evergrande: Rethinking Real Estate Market in China and the USA for Long Term Growth and Sustainability
… insights from the Evergrande debacle and the US subprime mortgage crisis. By examining the evolution of financing mechanisms, investment approaches, land-use policies, and socio-economic factors influencing demand and supply, the research offers a holistic understanding of challenges and …
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