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Showing 1 to 9 of 9 for “"Stokvel"”.
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Design and evaluation of a mobile application interface for stokvel groups: an Eastern Cape case study
… applications to facilitate the management of Stokvels - informal savings groups - in rural South African communities. Amid challenges like mismanagement, lack of transparency, and constraints posed by the COVID-19 pandemic, digital solutions may offer effective remedies. The research seeks to …
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Why do South Africans use stokvels and what are the barriers that prevent participation in the formal financial sector?
… in seven of the 17 goals. In South Africa, stokvels are one of the most important microfinance phenomena, as 11.5-million people are part of a stokvel. The formal financial sector in South Africa has started to target stokvel members through various stokvel accounts and products. Previous …
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Social capital and role of stokvels in the economic lives of poor people in Khayelitsha, Cape Town
… seeks to understand the role and the impact of stokvels, especially on low-income groups living in Khayelitsha in Cape Town. The focus is on the role of social capital and the economic impact on the lives of stokvel members. The study investigates how social capital is developed and deployed by …
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Stokvels: bringing together borrowers, savers, and investors
Stokvel, in South Africa, is used as an umbrella term for Rotating Savings and Credit Associations (ROSCAs) and Accumulating Savings and Credit Associations (ASCAs) which are informal financial associations where the members agree to regularly contribute a set amount to a fund. In South Africa, …
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An assessment of the utilisation of stokvels or rotating savings and credit associations to influence healthy eating in South Africa
… habits shaped by socioeconomic conditions. Stokvels, traditional community-based savings groups, emerge as potential catalysts for nutritional intervention, particularly among urban populations facing the dual challenges of undernutrition and obesity. This extensive study delves into the …
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In-situ informal settlement upgrades through community savings: possibility or farfetched dream in the South African Context
… of utilising saving groups in the form of stokvels as a feasible mechanism for community driven in-situ upgrades in the South African context. Looking from the lens of psychological empowerment the study investigated the empowering community settings that are absent or present within the …
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An exploration of group dynamics in “stokvels” and its implications on the members’ mental health and psychological well-being.
Stokvels are social groups usually formed randomly by people who share a common bond such as relatives, neighbours, colleagues in the workplace or friends with a purpose of financially saving together on a monthly basis. This study aimed to explore the group dynamics in stokvels and its …
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Do property stokvels allow for greater economic inclusion than traditional mortgages?
… phenomenon in South Africa is that of a property stokvel. South Africans of all class put money together for the aim of gaining access to property in some form or another. Simply put, the concept of an ordinary stokvel, where South Africans would pool money to buy groceries at the end of a given …
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Member-perceived Determinants of Resilience of Stokvels Operating in selected Rural Areas of Vhembe District, South Africa
Stokvels play crucial roles in the lives of poor households, in particular those that are faced with financial challenges. They contribute to enterprise development, improvement of housing and enhance access to credit and funding of education. However, members of stokvels often experience …