Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 29 for “"Retirement income"”.
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Women's Retirement Income Satisfaction and Saving Behaviors
Retirement saving research frequently has investigated the differences between working men and working women and primarily focused on the near retirement and retirement years. There is limited research targeting young to old working-age women including those who do not work for pay and are …
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Essays in the economics of retirement income security and household decision-making
… decision making regarding investment in income protection for surviving spouses using a simple and tractable Nash-bargaining model. A change in US pension law (the Retirement Equity Act of 1984) is used as an instrument to derive predictions from the bargaining model and to contrast these …
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Retirement income, bequests, and insurance : implications of mortality risk in a stochastic life cycle model
… 111 defined contribution pension plans upon retirement. This study calculates a utility based measure of annuity valuation for households nearing retirement, and allows for variation across households to result from variation in mortality rates, risk aversion. marital status, and the presence …
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Gender effects on productive incomes and retirement incomes in Poland
… the impact of gender on the productive income of employed individuals, and on the retirement income of retirees in Poland in the early stages of the transformation. The overall hypotheses tested are: 1) high productive incomes of currently employed individuals are a function of gender, …
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A STUDY ON INVESTMENT STRATEGIES FOR RETIREMENT PLANNING
… thesis is to construct an effective realistic retirement income plan for an individual investor. We propose realistic frameworks with specific inputs given by investor such as number of investment instruments, income, and length of the time period before retirement using Modern Portfolio …
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An Examination of the Effect of Disclosures Concerning Unfunded Pension Benefits on Market Risk Measures
The passage of the Employee Retirement Income Security Act of 1974 (ERISA) prompted the publication of a number of empirically unsupported assertions concerning the impact of ERISA on investors' perceptions of the financial risk of firms sponsoring defined benefit pension plans. This study was …
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Early retirement at Teleglobe Canada : a case study
… to investigate the factors that influence their retirement and particularly early retirement decisions. Its focus is to explore whether the group follows the general trends described in the literature and to find out specifically whether such factors as health, retirement income levels, length of …
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Employee Ownership and Moral Hazard: How Broad-Based Equity Sharing Can Lower Agency Costs and Reduce Inequality
… ownership were introduced through the Employee Retirement Income Security Act of 1974, there has been little legislative support to encourage companies to implement broad-based equity sharing programs. Moreover, decades of neoliberal policies have incentivized the pursuit of short-term profits …
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Essays on financial, transportation and savings investment technologies
… investment technologies for the provision of retirement income: inter-generational transfers (pay-as- you-go systems) and capital markets investments. Access to mobile money services is shown to have a significant impact on economic activity. Areas with access to mobile money services grow …
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Variation in marginal tax rates around retirement and the return to saving in tax-favored accounts
… generally assumed that to the extent possible, retirement savings should be done in a tax-deferred account. However, the advent of Roth-style tax-favored accounts and concerns about the tax implications of increasing retirement income through tax-deferred distributions indicate that this …
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The Postal Service Pension System and alternative methods for providing long-term financial welfare to retirees
… Postal Service's cost structure is labor, with retirement benefits representing a significant portion of those costs. This thesis provides a historical retrospective of the development of the pension system that the Postal Service currently participates in, and assesses the impact that the …
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Management of Employee Benefit Plans
… medical expense, life insurance, disability, and retirement income plans all will be examined individually. There is no attempt to suggest an employee benefit program which will solve the problems of all companies as the needs and objectives of individual firms are too varied. Rather, the role of …
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Virginia Farmer Retirement and Transition Planning
… how Virginia farmers are planning for farm retirement and succession and whether they will be financially prepared for their retirement years. The Virginia farming population is aging, life expectancy is increasing, and Social Security benefits are not a stable source of retirement income …
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A study on employee choice of retirement schemes : empirical evidence from Malaysian public universities
Retirement systems are generally classified into two categories, namely, defined benefit (DB) and defined contribution (DC) plans. These plans differ in the method used to determine the benefits, or in the distribution of risk. While reducing the provision of the DB plan and replacing the DB plan …
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PENSIONS IN THE CHINESE COMMUNITY
… public pensions, personal and private sources of retirement income. The problems of these four pension provisions are thus revealed. The policy index constructed through the radar chart and Surface Measure of Overall Performance (SMOP) approaches is used to compare the performances of these four …
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Financing retirement consumption and bequests
… evaluate possible vehicles for financing either retirement consumption or bequests. Chapter 1 compares the use of Roth and tax-deferred retirement accounts for retirement consumption with the use of taxable accounts. Previously, economists have often assumed that retirement savings should be done …
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Achieving Public Long-Term Care Insurance Through Social Security Wealth: Microsimulation for the US Case
… to bare minimums, and then use most of their retirement income as co-payment, leaving no possibility for bequests. Because there is no middle ground between costly private insurance and Medicaid, many middle-income seniors end up on Medicaid, sometimes after having sheltered assets away, thus …
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Essays on insurance
… in two datasets: survey data from the Health and Retirement Study, and hospitalization data linked to credit reports. For non-elderly adults with health insurance, hospital admissions increase out-of-pocket medical spending, unpaid medical bills, and bankruptcy, and reduce earnings, income, access …
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The intention to save for retirement: the influence of attitudes and subjective norms
… count on social security as a major source of retirement income. Future retirees will find that there will be fewer workers to support them and unless the nation stops borrowing from the social security fund to finance the deficit, there will be less money for retirees. All of this means that …
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