Global ETD Search
Search theses and dissertations gathered from participating repositories worldwide. Every result links back to the library that holds it. No account is needed.
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Showing 1 to 20 of 140 for “"Repayment"”.
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Essays on Strategies for Increasing Repayment Rates of Digital Microloans
… gradually increasing credit limits based on past repayment. This can lead to high user default rates and over-indebtedness. The lack of collateral during loan applications also means that digital lenders have limited mechanisms for enforcing repayment of loans. Both of these challenges threaten to …
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Overpayment of tax: when does a taxpayer have a right to repayment
… then continued its action for repayment and sought payment of interest on the capital from the dates of payment of the three instalments until judgment was given at first instance in the High Court on 31 July 1987. Inland Revenue accepted only a moral obligation to repay the …
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Automated Self-Admitted Technical Debt Tracking, Classification, and Repayment for Sustainable Software Development
… or latest recorded location; (3) Automated SATD repayment—addressing SATD automatically through code generation; and (4) An empirical study of SATD across programming languages to analyze its prevalence, deletion ratio, lifespan, and other characteristics. For SATD identification and …
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Factors Determining Loan Repayment in Microfinance Institutions: The Case of Dar Es Salaam Clients
… in Tanzania have suffered challenges on loan repayment problems and consequently decreasing employment levels and cash flows problems in Microfinance Institutions. This study explored contextual local determinants of loan repayments problems by clients in MFIs. Both quantitative and …
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Cross-borrowing and its impact on microentrepreneurs’ repayment performance and well-being in Peru
… simultaneously is widely perceived to lead to repayment problems and a deterioration of well-being. However, there is sparse empirical evidence to support these perceptions. Based on information gathered in Peru during 2011 and 2012 and combining qualitative and quantitative research, this …
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Analysis of repayment ability for agricultural loans in Virginia using a qualitative choice model
… the factors which significantly predict repayment ability. Through a review of literature, extension meetings, conferences and informal conversation with agricultural lenders in the state, a list of financial variables and operation characteristics is compiled and analyzed. Results of the …
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An exploratory study on the factors affecting repayment of Namibia Students Financial Assistance Fund (NSFAF) loans
… an exploratory study on the factors effecting repayment of Namibia Students Financial Assistance Fund (NSFAF) loans. The NSFAF has been riddled with challenges and currently owed over N$400 million in student loans. The student beneficiaries have argued that they will not pay their loans back …
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Loan delinquency and repayment performance for Mchikichini and TADA SACCOS found at Ilala municipal Dar es Salaam
… the factors that influence non performing the repayment of SACCOS loan. The study assesses the factors causing non repayment of loan to SACCOS members; examine the level of loan repayment performance of their members. Also to assess whether the aspect used by SACCOS to force borrowers repaying …
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Evaluating the State of Loan Repayment on Management of Microfinance Institutions: A Case of National Microfinance Bank, Tanzania
This research has examined the way loans repayments are managed at the National Microfinance Bank Headquarters Dar es Salaam. The idea came up as a result of analyzing loan repayments basing on facts found through Observation, Interviews and Document analysis conducted in the department concerned …
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Financial Inclusion: Using a Randomized Control Trial to Assess the Impact of Loan Amounts and Tenors on Customers' Loan Take-Up and Repayment
… RCT were to track product take-up and product repayment as both are crucial for the success of a lending institution as well as the credit history of the individual customer. The study employs a linear probability model (LPM), estimated by an ordinary Least Squares (OLS) regression, to analyse …
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Determinants of agricultural loan repayments: the case of MAFISA funded farmers in uMkanyakude, KwaZulu-Natal province, South Africa
… and loan factors that influence loan repayment of MAFISA-funded farmers in umKanyakude district municipality. Using data from 191 selected loans granted by Peulwana Agricultural Financial Services (PAFS), the study employed a logit model to identify the explanatory for loan default. …
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Student Demographics and Perceptions of the Cost-Sharing Program for Financing Higher Education in Tanzania and Their Relationship to Perceived Likelihood of Student Loans Repayment
… predictors of the likelihood of student loan repayment.</p> <p>Research Design</p> <p>A quantitative research method was used to survey students from five universities in Tanzania; namely: Muzumbe University, Saint Augustine University of Tanzania, the University of Arusha, the University of …
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An analysis and critique of secured lending in South African law, including cession in securitatem debiti as a means to secure the repayment of loans for consumption
… basis on which money is loaned and its repayment is secured, focusing on syndicated loans. The loan of money constitutes a loan for consumption in terms whereof the lender passes legal title to its money to the borrower, who must return the same number of units in the same currency, with …
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Essays on strategic social interactions : evidence from microfinance and laboratory experiments in the field
… social capital and generally boast stellar repayment rates. However, recent repayment crises have fueled speculation that peer effects might also reinforce default behavior. I estimate the causal effect of peer repayment on individuals' repayment decisions in the absence of joint liability …
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The significance of adopting the Islamic calendar in Islamic housing finance. Case study : Bank Muamalat Malaysia Berhad Parit Raja Branch
… using it will affect the calculation of loan repayment for every Muslim borrower. In previous research, discovered that Gregorian Calendar has caused the shortage of zakat payments by the Muslim customers, due to the shorter period of days calculated. This study was conducted to determine a …
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Impacts of Lutheran Church Microcredit Loans on Borrowers in Northern Tanzania: A Case Study of Building A Caring Community Project
… and to assess factors that influence the loan repayment performance. Purposive sampling procedure was applied to select a sample size of 123 respondents that were the BCC beneficiaries who have received loan for a period of more than one year. Interviews and questionnaires were used as main …
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Financial decisions of households
… design, I find sharp increases in credit card repayments around $1,000 monthly balance thresholds. The estimated effect, an approximately $20 increase in repayment, translates to about 4.35 percent of the average payment. However, I find smaller effects on future repayment behavior and the …
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Sustainability and Outreach: Analysis of Microfinance Banks in Nigeria
… showed that lending to female clients improves repayment rate of MFBs in Nigeria. Corroborating the regression result, the survey findings also suggest that lending to women had improved and enhanced repayment rate. In view of these findings, the thesis recommends that sustainability and …
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Essays in Household and Behavioral Finance
… in student loans with income-contingent repayment, which insure borrowers against income risk but also can reduce their incentives to earn more. Using a change in Australia's income-contingent repayment schedule, I show that borrowers reduce their labor supply to lower their repayments. I …
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Social capital and microfinance
… monitor the use of loan proceeds, and enforce repayment better than an outside lending organization can by harnessing the social capital in small groups. Using data collected from FINCA-Peru, I exploit the randomness inherent in their formation of lending groups to identify the effect of social …
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